MaryEllen Lynch
NORTON
Summary
Results-driven Loan Quality Assurance Underwriter with extensive experience in regulatory compliance and quality control. Proven ability to resolve compliance issues and enhance operational efficiency.
Overview
19
19
years of professional experience
Work History
Senior Loan Quality Assurance Underwriter
Salem Five Mortgage
09.2015 - Current
Primary facilitator of Pre-Fund, Post -Close and Vendor quality control loan audit review to ensure full adherence to all Agency, Investor and Secondary market partner mortgage underwriting and regulatory compliance guidelines.
Liaison to LQA manager regarding monthly compilation of multi-audit QC Report issued to Senior management.
Assist in resolution of all quality control loan quality assurance, internal audit , external regulatory reviews and other mortgage compliance issues.
Assemble and review loan files selected for audit by FNMA, FHLMC, VA, HUD and Investor partners.
Responsible for the integrity of HMDA information as is relates to pre-fund files.
Review high risk appraisals and recommend solutions.
Underwriting Group Team Manager
Citizens Mortgage Corporation
09.2007 - 09.2014
Responsible for developing and maintaining a team relationship with the sales and underwriting staff within the Home Lending Solutions department.
Accountable for team performance and underwriter efficiency.
Coordinate and resolve issues relating to loan eligibility and post closing delivery requirements.
DE/LAPP
Education
Bachelor of Arts - English
Stonehill College
North Easton, MASkills
- Analytical thinking
- Critical thinking
- Time management abilities
- Regulatory compliance
- Communication skills
- Attention to detail
Timeline
Senior Loan Quality Assurance Underwriter
Salem Five Mortgage
09.2015 - Current
Underwriting Group Team Manager
Citizens Mortgage Corporation
09.2007 - 09.2014
Bachelor of Arts - English
Stonehill College