Matthew Solum
Senior Loan Officer
Victorville,CA
Summary
- Senior Mortgage Loan Officer with Extensive Industry Experience. Seeking a challenging role in a leading company to leverage my diverse skill set and extensive mortgage banking experience. Aim to contribute significantly to the company’s growth and help clients navigate the complex world of mortgages.
- 26+ years of experience in Residential Mortgage Lending serving various roles including Processing Manager, Operations Manager, Senior Private Banker, and Senior Loan Officer.
- Proven leadership abilities in managing projects and implementing improvements. Strong analytical and mathematical problem-solving skills with a background in economics and finance.
Overview
26
26
years of professional experience
1
1
Certificate
Work History
Senior Loan Officer
Ennkar
Orange, CA
11.2014 - Current
- Specialized in closing Reverse Mortgages (HECM loans & JUMBO loans).
- Closed eight Reverse Mortgage loans within a single month, setting a company record.
- Generated $40,000 in commissions in the same period.
- Recently closed a Proprietary Reverse Mortgage with a $54,000 origination charge.
- Consistently generated over $600,000 in annual revenue, placing within the top 10% of representatives.
- Presented complex financial concepts to customers in an understandable manner.
- Negotiated loan terms and conditions with clients. Developed relationships with prospective borrowers through strategic cold-calling activities.
Private Mortgage Banker
Self-Employed
Victorville, CA
01.2010 - 11.2014
- Specialized in closing Conv/FHA & VA loans. Purchase & Refinance loans.
- Provided personalized mortgage solutions to clients.
- Analyzed financial information to assess credit worthiness of potential borrowers.
- Conducted pre-qualification interviews to assess customer financial needs.
- Generated business through strategic farming of title leads.
- Analyzed financial information such as income, assets, investments, and liabilities to determine credit worthiness of potential borrowers.
- Prepared loan applications for submission to underwriting department including detailed analysis of customer's credit history.
Chief Negotiator / Operations Manager
Feldman Law Center
Mission Viejo, CA
04.2008 - 01.2010
- Managed operations and facilitated loan modifications, saving homes from foreclosure.
- Led recruitment and training for operations staff.
- Conducted underwriting for clients with complex financial situations using a proprietary financial analysis tool.
- Developed and implemented negotiation strategies to achieve desired outcomes.
Processing Manager / FHA Sr. Loan Processor
800refi.com / Network Capital Inc
Mission Viejo, CA
01.2007 - 04.2008
- Managed processing operations specializing in FHA loans.
- Implemented process improvements and developed standard operating procedures.
- Conducted training sessions for new employees
- Coordinated with other departments to ensure timely completion of tasks.
- Resolved customer inquiries regarding processing issues in a timely manner.
Education
Double Major in Business Finance And Economics -
Whittier College
Skills
- Microsoft 365: Word, Excel, PowerPoint, OneNote, and AI
- Proprietary Reverse Mortgages & HECM
- CRM(Encompass, Reverse Vision & Quantum Reverse)
- Expertise with AUS: DU-Fannie Mae/LP-Freddie Mac
- Mortgage Lending (Residential - Purchase/Refinance)
- Government Loans (FHA/VA/USDA)
- Typing 55 WPM
- Loan Origination
- Sales Acumen
- Financial Analysis including reviewing tax returns
- Credit Analysis
- Accounting
- Time Management
- Excellent Communicator
- Analytical Skill
- Problem Solving
- Critical thinking
- Empathy & Patience
- Project Management
- Proficient in 10-key
Certification
NMLS #409638, California, Arizona, Washington, Mortgage Loan Origination
Timeline
Senior Loan Officer
Ennkar
11.2014 - Current
Private Mortgage Banker
Self-Employed
01.2010 - 11.2014
Chief Negotiator / Operations Manager
Feldman Law Center
04.2008 - 01.2010
Processing Manager / FHA Sr. Loan Processor
800refi.com / Network Capital Inc
01.2007 - 04.2008
Double Major in Business Finance And Economics -
Whittier College
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
You only have to do a few things right in your life so long as you don’t do too many things wrong.
Warren Buffett
Business Finance Tutor
In my role as a tutor, I honed essential educational skills, specializing in the simplification of complex financial concepts. My approach centered on enhancing student comfort with the subject matter through the application of real-world examples, thereby facilitating a more comprehensive understanding. Courses Tutored:
BSAD 130 Business and Society
BSAD 310 Business Finance I
BSAD 312 Financial Institutions
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