Matthew Taylor
East Islip
Summary
Adept at operational risk management and payment negotiation, I significantly enhanced credit operations at Champion Wire & Cable, maintaining low delinquency rates and mentoring teams for peak performance. My expertise in credit scoring models and proactive approach to risk mitigation have consistently safeguarded company assets and fostered robust financial health. Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss. Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.
Overview
31
31
years of professional experience
Work History
Corporate Credit Manager
Champion Wire & Cable
08.2006 - Current
- Coordinated with legal and compliance teams for smooth execution of credit-related agreements and documentation, ensuring adherence to all regulatory requirements.
- Managed a diverse portfolio of corporate clients across different segments, consistently maintaining low delinquency rates through prudent underwriting practices.
- Mentored junior team members on various aspects of corporate credit management, enhancing their professional competencies.
- Managed relationships with external stakeholders such as credit rating agencies, industry associations, and regulators to stay updated on emerging trends in risk management practices.
- Established effective communication channels between credit department and other functional units for smooth coordination of tasks.
- Conducted periodic portfolio reviews to assess overall credit quality and adherence to set risk parameters, recommending corrective actions as required.
- Collaborated with sales teams for conducting thorough due diligence on prospective clients, safeguarding the company from potential bad debts.
- Closely monitored economic trends and regulatory developments impacting clients'' industries, identifying potential risks proactively.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Developed strategies to expedite payments and customer resolutions.
- Monitored accounts for signs of fraud and non-payment issues.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Negotiated settlements and payment terms with customers and delivered customized payment plans.
- Compiled data critical to analysis of annual bad debt.
Credit Analyst
Cremosa Food Company
08.1999 - 08.2006
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Supported the sales team in negotiating favorable terms, balancing business growth and credit risks effectively.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
Collections Agent
GMAC
08.1997 - 08.1999
- Built rapport with customers by demonstrating understanding of their situation while seeking fair resolutions.
- Processed payments and applied to customer balances.
- Maintained high volume of calls and met demands of busy and productive group.
- Negotiated to collect balance in full.
- Achieved successful debt collection results by utilizing negotiation skills and developing customized payment plans.
- Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.
Damage Control Petty Officer
US Navy
06.1993 - 05.1997
- Ensured crew preparedness with comprehensive damage control education programs and workshops.
- Promoted a culture of continuous improvement within the Damage Control division, driving process enhancements over time.
- Increased operational readiness, coordinating repair efforts during emergency situations.
- Enhanced safety measures by conducting regular inspections and maintenance of firefighting equipment.
- Mitigated potential fire hazards by enforcing strict adherence to safety regulations on board the vessel.
- Contributed to overall mission success through diligent oversight of all aspects of shipboard damage control efforts.
- Demonstrated leadership in high-pressure situations, directing damage control teams to success in various tasks.
- Improved emergency response time with thorough training and drills for team members.
- Facilitated collaboration between departments, fostering a unified approach to maintaining ship integrity.
- Maintained required level of proficiency in use of firearms.
- Worked in dirty and uncomfortable conditions, sometimes in dangerous, deployed locations.
- Trained in conflict resolution among subordinates, equals and superiors.
- Responded to and assisted in medical emergencies.
- Delivered accurate reports on damage assessments, enabling informed decision-making from commanding officers.
Education
Associate of Applied Science - Fire Protection And Safety Technology
Suffolk County Community College
Selden, NY06.2026
Skills
- Operational risk management
- Credit Scoring Models
- Credit Reporting
- Cash Flow Forecasting
- Payment Negotiation
- Trade finance
Additional Information
Volunteer Firefighter/EMT Islip Terrace/East Islip Fire Department -7/1/2014
US Navy Training
-Damage Control A School-Treasure Island Naval Base, San Francisco CA
-CBR-N Training
-AARF Aircraft Carrier Training, USS Constellation CV-64
New York State Training:
-EMT-B # 517559
-CPR/AED Heartsaver
-Firefighter I
-Haz-Mat First Responder
-Basic Structural Collapse Operations
-Battery Emergencies and Electrical Storage Systems
-Confined Space Awareness & Safety
-DHSES APX-8000 Portable Radios
-Disability Awareness For The Fire Service
-Fire Investigation For The Line Officer
-Fireground Strategies and Tactics For First Arriving Companies
-NYS Officer Development-Company Training and Community Risk
-NYS Officer Development-Leadership & Supervision
-Trench Rescue-Awareness level
-Introduction to Fire Officer
Suffolk County Fire Academy Training:
-Engine Operations
-Ladder Operations
-Heavy Rescue I
-EMS Officer & Leadership
FEMA/EMI Certificates:
-IS-00005.a: An Introduction to Hazardous Materials
-IS-00011.a: Animals in Disasters: Community Planning
-IS-00020.21: Diversity Awareness Course
-IS-00100.c: Introduction to Incident Command System ICS-100
-IS-00288.a: The Role of Voluntary Organizations in Emergency Management
-IS-00320: Wildfire Mitigation Basics for Mitigation Staff
-IS-00321: Hurricane Mitigation Basics for Mitigation Staff
-IS-00700.a: National Incident Management System (NIMS) An Introduction
-IS-00800.b: National Response Framework, An Introduction
-IS-00815: ABC's of Temporary Emergency Power
-IS-00907: Active Shooter: What You Can Do
-IS-01150: DHS Human Trafficking Awareness for FEMA Employees
FASNY CERTIFICATE:
-Solar Power: Strategy and Tactics of the First Responder
Suffolk County Fire Chiefs Council Certificate:
-Aircraft Emergencies in Your Backyard
FM Global Training Certificates:
-Engine Company Operations at Fires in Sprinklered Properties
-Why Advanced Pre-Planning is Important: A Greensboro Case Study
-Automatic Sprinkler System Design and Function
-Why Sprinklered Buildings Burn
-Developing a pre-Incident Plan for a Protected Building
McNeil & Company
-Certificates upon Request
Timeline
Corporate Credit Manager
Champion Wire & Cable
08.2006 - Current
Credit Analyst
Cremosa Food Company
08.1999 - 08.2006
Collections Agent
GMAC
08.1997 - 08.1999
Damage Control Petty Officer
US Navy
06.1993 - 05.1997
Associate of Applied Science - Fire Protection And Safety Technology
Suffolk County Community College