Collaborative leader with dedication to partnering with coworkers to promote engaged, empowering work culture. Experience directing and improving operations through effective employee motivational strategies and strong policy enforcement. Proficient in best practices, market trends and regulatory requirements of industry operations. Talented leader with analytical approach to business planning and day-to-day problem-solving.
Skills
Project Support
Event Coordination
Instructional Techniques
Customer Relationship Management
Policy and Procedure Adherence
Team Leadership
Business Planning
Program Management
Process Improvement
Public Speaking
Stakeholder Engagement
Verbal and Written Communication
Financial Data Analyzation
Credit Risk Analysis
Financial Structuring
Financial Statement Review
Commercial and Consumer Clients
Sales Expertise
Coaching and Counseling
Complex Problem-Solving
Accomplishments
Student Support Award of Excellence
Developed a student enrollment process
Achieved consistent positive reviews in delivery of online classes.
Awarded Customer Satisfaction recognition at J.P Morgan Chase with Customer Satisfaction (CSAT) consistently above 88%
Recognized for Quality Control at J.P Morgan Chase with file accuracy consistently above 95%
Work History
Manager
Online Trading Academy
09.2014 - 05.2023
Performed Student Recruitment and Enrollment
Cross-trained existing employees to maximize team agility and performance.
Delivered Online and On-Location classes
Onboarded new employees with training and new hire documentation.
Accomplished multiple tasks within established timeframes.
Managed and motivated employees to be productive and engaged in work.
Promoted development and success through responsive coaching and accountability
Developed and implemented individualized trade and education plans
Monitored and analyzed business performance to identify areas of improvement and make necessary adjustments.
Communicated clearly with employees, suppliers and stakeholders to keep everyone on same page and working toward established business goals.
Controlled costs to keep business operating within budget and increase profits.
Planned, created, tested and deployed system life cycle methodology to produce high quality systems to meet and exceed customer expectations.
Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
Coordinated student events and Meet Ups
Ensured exceptional experience at OTA
Organized Online and Physical Class schedule
Achieved performance goals on consistent basis
Supported other business units with ancillary duties including Portfolio Management, Collections, Product Resolution, Operations Support, and Program Development
Loan Officer
J.P. Morgan Chase And Independent Mortgage Broker
05.2006 - 06.2013
Products Expert for branch network and assigned territory
Developed strong relationships with customers through high levels of customer service.
Assisted customers in understanding loan terms and conditions to make informed decisions.
Collaborated with Retail Bank Branch Managers, Financial Advisors, Small Business Bankers, Relationship Managers and District Managers to maximize production, cross-sell products and gain market share
Originated, reviewed, processed, closed, and administered customer loan proposals.
Generated leads through internal and external sources
Trained all branch personnel in Home Financing products
Customer Satisfaction (CSAT) above 85%
File Quality (Pre-Op pass rate) above 90%
Identified customer needs and opportunities for appropriate mortgage product
Ensured all documentation complied with state and federal agencies
Negotiated loan terms to provide favorable outcomes for both customers and lenders
Utilized risk management strategies to attain high loan approval rates
Analyzed potential risks and evaluated loan products to identify suitable options for customers
Established plans and payoffs for customers' loans, prioritizing control of overall costs
Researched and updated industry knowledge on changing legislation and regulations
Graduate Assistant
Dowling College
01.2011 - 05.2011
Performed within Dowling College Enrollment and Student Service's Departments
Actively participated in college enrollment events
Communicated effectively with faculty and staff and accepted critiques and suggestions for areas of improvement.
Assisted with event planning and coordination to keep events successful and provide positive experiences for attendees.
Assisted with research projects to provide accurate and relevant information to support decision-making.
Checked assignments, proctored tests and provided grades according to university standards.
Mentored and advised students to focus on academics and explore career paths and opportunities.
Credit Risk Analyst
First Data Corporation
03.2005 - 05.2006
Evaluated financial position and credit worthiness of merchant relationships within various portfolios
Functioned as credit specialist and trainer for corporate credit training class
Analyzed semi-annual and annual financial reports to determine financial stability of merchants
Performed extensive and detailed credit evaluations on new merchant business
Projected growth potential of business entities
Gauged merchant's average monthly volumes, general trends, sales and overall business conditions
Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
Participated in loan committee meetings to provide input on lending processes
Commercial Credit Analyst / Underwriter
Greenpoint Commercial
04.2003 - 02.2005
Accountable for credit profile review, managed Credit Analysts and supported sales target objectives for Eastern Region
Managed client relationships to ensure proper extension of credit and to prevent potential credit issues while focusing on dispute negotiation and resolution
Prepared recommendations on accounts requiring Senior Management review by assessing pricing matrix, lending guidelines and collateral file
Effectively communicated with Senior Management throughout review process to assure approval
Interacted with title agencies, surveyors, state and local agencies and attorneys to guarantee closing occurred within established timeframe
Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines