Maureen O'Neill
Montgomery
Summary
Skilled team player with a strong background in Mortgage Banking. Works will independently to handle assignments and always ready to go beyond basics assignments. Quick learner with the knowledge of several mortgage software.
Overview
11
11
years of professional experience
Work History
Property Manager Office Administrator
Self Employed
09.2023 - Current
- Improved cash flow management by closely monitoring rent collection, diligently pursuing outstanding balances, and negotiating payment plans when necessary.
- Streamlined office operations for increased efficiency by implementing digital filing systems and automating routine tasks.
Underwriter II
Amplify Credit Union
03.2022 - 06.2023
- Reviewed new files and resubmissions to make correct underwriting decisions, based assets, income, credit and collateral
- Underwriting Equity and HELOC loans (Texas 50(a)(6)(4))
- Underwrote FHA/FNMA/FHLMC loans and USDA and Bond programs
Senior Underwriter
PRMG, Inc
07.2020 - 08.2021
- Underwrote FHA/FNMA/FHLMC loans
- Underwrote loans for State programs and USDA
- Reviewed loans from multiple states
- Worked well with management and Brokers
Consultant
Self
03.2018 - 03.2020
- Company Overview: Contract
- Processed and Underwrote files for several mortgage brokers
- Restructured bad loans for purchase or re-purchase
- Build a good relationship between brokers and lenders' underwriting teams
- Implemented training programs to upgrade the staff's in house processing system
- Contract
Sr. Underwriter
All Western Mortgage Inc.
05.2014 - 11.2017
- Underwrote FHA/FNMA/FHLMC loans
- Knowledge of State loans thru E-housing and USDA
- Reviewed loans from multiple states
- Submitted loans to investor for prior approval
- Developed a good working relationship with loan officers
Education
No Degree - Animal Science
Pierce Jr. College
Woodland Hills, CASkills
- DE Underwriter
- FNMA/FHLMC
- USDA Underwriter
- VA Experience
- Modifications
- Retail Correspondent
- Wholesale Correspondent
- TPO
- Transaction Coordinator
- E-Housing / City Bond programs
Timeline
Property Manager Office Administrator
Self Employed
09.2023 - Current
Underwriter II
Amplify Credit Union
03.2022 - 06.2023
Senior Underwriter
PRMG, Inc
07.2020 - 08.2021
Consultant
Self
03.2018 - 03.2020
Sr. Underwriter
All Western Mortgage Inc.
05.2014 - 11.2017
No Degree - Animal Science
Pierce Jr. College
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