Maycen Hollingsworth
Dallas,Texas
Summary
Commercial credit analyst with strong expertise in financial analysis, risk assessment, and credit evaluation. Skilled in leveraging data-driven insights to optimize credit decisions and support business growth. Collaborative team player known for adaptability and reliability, excelling in dynamic environments. Proficient in financial modeling, credit scoring, and regulatory compliance.
Overview
9
9
years of professional experience
Work History
Commercial Credit Analyst II
GM Financial
Arlington, TX
09.2023 - Current
- Analyzed credit data and financial statements to assess risk for commercial lending.
- Evaluated loan applications, ensuring compliance with internal policies and regulatory standards.
- Collaborated with cross-functional teams to enhance credit assessment processes and improve decision-making efficiency.
- Mentored junior analysts, providing guidance on credit analysis techniques and best practices.
- Ensured regulatory compliance in all credit-related activities by staying updated on industry best practices and adhering to internal policies.
- Reduced potential losses by identifying high-risk borrowers and taking appropriate action to mitigate risks.
- Assisted colleagues in resolving complex credit issues through sharing expertise, experience, and knowledge of banking regulations.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Assistant Manager
Valvoline Instant Oil Change
Tyler, TX
08.2020 - Current
- Delegate daily tasks to team members to optimize group productivity.
- Coach staff to enhance skills and achieve daily targets, using hands-on and motivational leadership.
- Raise online survey numbers and sales by providing top tier customer service to all customers.
- Handling minor to major claims quickly and efficiently.
- Supervise activities to drive productivity and efficiency.
- Collaborate with store manager to develop strategies for achieving sales and profit goals.
- Uphold company safety policies and procedures to ensure safety of all team members.
- Organize schedules, workflows, and shift coverage to meet expected business demands.
- Complete inventory audits to identify losses and project demand.
- Implement training processes for newly hired employees.
- Accurately monitor transactions and deposits to eliminate discrepancies.
- Review sales reports to enhance sales performance and improve inventory management accuracy.
Shift Lead
Smoothie King
Tyler, TX
01.2017 - 08.2020
- Managed and coached 10 staff members. Delegated tasks to employees and monitored activities and task completion.
- Resolved customer complaints and reported issues to senior management.
- Completed opening and closing duties to facilitate business operations.
- Uphold company standards and compliance requirements for operations and cleanliness.
- Counted inventory, resolved discrepancies, and completed paperwork to keep system accurate and current.
Order Puller
Brookshire Grocery Company
Tyler, TX
08.2019 - 12.2019
- Operated warehouse equipment with caution and according to manufacturer instructions to reduce risk of accidents and malfunctions.
- Fulfilled orders quickly to accomplish challenging daily objectives.
- Picked up heavy objects using proper lifting techniques to avoid personal injuries.
- Selected products and items from shelves and pallets for customer orders.
Education
Bachelor of Business Administration (B.B.A) - Finance
University of Texas at Tyler
Tyler, Texas04.2023
Skills
- Sales Monitoring
- Supervision and Delegation
- Industry research
- Credit analysis
- Microsoft Office Expertise
- Workload Priorities
- Mentorship and Coaching
- Warehouse Organization
- Training and Development
- Outstanding Customer Service
- Strategic Planning
- Sales
- Time Management
- Relationship management
- Loan structuring
- Credit scoring models
- Underwriting standards
- Credit decision making
- Microsoft Excel proficiency
- Oral and written communications
- Lending regulations
- Data analysis
Timeline
Commercial Credit Analyst II
GM Financial
09.2023 - Current
Assistant Manager
Valvoline Instant Oil Change
08.2020 - Current
Order Puller
Brookshire Grocery Company
08.2019 - 12.2019
Shift Lead
Smoothie King
01.2017 - 08.2020
Bachelor of Business Administration (B.B.A) - Finance
University of Texas at Tyler