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Commercial credit analyst with strong expertise in financial analysis, risk assessment, and credit evaluation. Skilled in leveraging data-driven insights to optimize credit decisions and support business growth. Collaborative team player known for adaptability and reliability, excelling in dynamic environments. Proficient in financial modeling, credit scoring, and regulatory compliance.

 Experienced and detail-oriented Credit Analyst with approx 5 years of knowledge with a proven track record of assessing financial data and mitigating credit risk. Adept at conducting comprehensive financial analyses, evaluating creditworthiness, and making informed recommendations to optimize lending decisions. Strong analytical skills combined with a deep understanding of industry trends and regulations. Skilled in developing and maintaining effective relationships with clients, colleagues, and stakeholders. Proven ability to communicate complex financial information in a clear and concise manner. Committed to maintaining the highest standards of accuracy and integrity while contributing to the overall success of the organization. Seeking to leverage expertise in credit analysis to support sound financial decision-making and enhance the company's risk management strategies. 

Commercial Credit Analyst at GM Financial with experience evaluating commercial applications, analyzing financial risk, and supporting informed credit decisions. Skilled in financial analysis, compliance, portfolio monitoring, and data evaluation within fast-paced environments.

Dynamic Credit and Accounts Receivable professional with over 20 years of progressive leadership experience in managing comprehensive financial operations, including credit, collections, cash applications, and order-to-cash processes. Proven track record of enhancing cash flow, minimizing delinquency rates, and strengthening credit controls while delivering insightful executive-level reporting to senior leadership. Expertise encompasses diverse industries such as distribution, construction, renewable energy, utilities, transportation, manufacturing, and banking, demonstrating a robust understanding of sector-specific financial challenges and solutions. Committed to driving operational excellence and fostering strategic partnerships that support organizational growth and stability.

MATHEW JOSTAD

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Commercial Credit Analyst II

Commercial Credit Analyst I

Credit Analyst

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Bachelor of Science - Finance, Economics

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Commercial Credit Analyst II

Commercial Credit Analyst I

Credit Analyst

University of Wisconsin-La Crosse

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