MCCALL TURNER
Richmond,VA
Summary
Seasoned Commercial Lines Lead Underwriter at MMG Insurance, adept in risk assessment and fostering agent relationships. Excelled in optimizing account profitability and minimizing risk exposure through strategic underwriting and effective communication. Demonstrated proficiency in Microsoft Office, market research, enhancing team collaboration, and sales strategies.
Overview
5
5
years of professional experience
Work History
Commercial Lines - Lead Underwriter
MMG Insurnace
02.2025 - Current
- Worked closely with 30+ assigned independent agencies to place business and provide guidance on coverage options
- Monitored and assessed account performance, making adjustments as needed to maintain profitability and minimize risk exposure
- Made underwriting decisions on both standard and complex accounts, including determining coverage limits, exclusions, and pricing adjustments
- Communicated underwriting decisions clearly to agents and clients, ensuring smooth policy issuance and renewals
Commercial Lines Underwriter
MMG Insurance
05.2022 - 01.2025
- Evaluated and assessed risk for various commercial insurance policies (property, general liability, commercial auto, etc.)
- Analyzed client applications, loss histories, financial statements, and business operations to determine risk exposure
- Set policy terms, conditions, and pricing based on underwriting guidelines and risk analysis
- Worked with independent agents to place business and provide guidance on coverage options
Operations Analyst
MMG Insurance
08.2021 - 05.2022
- Responsible for all communication to the department on monthly release coordination changes, with regular updates to business management
- Facilitated all work flow training that is impacted by the monthly releases
- Completed all user business acceptance training and coordinated with IT to manage issues found while testing
Associate Underwriter - Underwriter I
MMG Insurance
09.2019 - 08.2021
- Communicating with agency partners to help meet the needs of the insured
- Assessing policies to follow risk appetite and legal regulations while maintaining profitability
Education
Master of Business Administration - Risk Mangement
Husson University
Bangor, ME10-2024
Bachelor of Science - Financial Economics
University of Maine
Orono, ME05-2021
Skills
- Risk assessment
- Effective communication
- Agent support
- Account pricing
- Sales strategizing
- Team collaboration
- Microsoft Office
- Market research
Timeline
Commercial Lines - Lead Underwriter
MMG Insurnace
02.2025 - Current
Commercial Lines Underwriter
MMG Insurance
05.2022 - 01.2025
Operations Analyst
MMG Insurance
08.2021 - 05.2022
Associate Underwriter - Underwriter I
MMG Insurance
09.2019 - 08.2021
Master of Business Administration - Risk Mangement
Husson University
Bachelor of Science - Financial Economics
University of Maine
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