Summary
Overview
Work History
Skills
Timeline
Generic

Megan Burdziak

Canton,MI

Summary

Accomplished Underwriter boasting over two decades in credit and collections alongside deep knowledge in financial analysis and debt financing. Certified in FHA DE and VA LAPP/SAR, providing a strong framework for evaluating loan applications effectively. Notable achievements include optimizing workflows that resulted in significant cost savings while enhancing client satisfaction. Eager to contribute expertise toward achieving excellence within a dynamic underwriting environment.

Overview

24
24
years of professional experience

Work History

Underwriter III

Michigan Mutual
Port Huron, USA
11.2019 - Current
  • Responsible for underwriting Conventional, FHA, VA, MSHDA (Michigan State Housing Authority), and AZ Bond loans
  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
  • Generate financial ratios, using computer programs, to evaluate customers' financial status

Wholesale Underwriter

LoanDepot
Foothill Ranch, USA
07.2019 - 10.2019
  • Generate financial ratios, using computer programs, to evaluate customers' financial status

Presidents Club Underwriter

Quicken Loans
Detroit, USA
02.2012 - 06.2019
  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money

Mortgage Loan Processor

Quicken Loans
Detroit, USA
07.2005 - 02.2012
  • Answer questions and advise customers regarding loans and transactions

Resolution Analyst

Quicken Loans
Detroit, USA
10.2002 - 07.2005
  • Verify and examine information and accuracy of loan application and closing documents

Document Control Specialist

Quicken Loans
Detroit, USA
02.2001 - 10.2002
  • Operate date capture technology to import digitized documents into document management system

Skills

  • Underwriting guidelines
  • Quality control
  • Creditworthiness assessment
  • Underwriting calculations
  • Freddie mac & fannie mae
  • Credit analysis
  • Asset statements
  • Property appraisal
  • Loan approval & denial

Timeline

Underwriter III

Michigan Mutual
11.2019 - Current

Wholesale Underwriter

LoanDepot
07.2019 - 10.2019

Presidents Club Underwriter

Quicken Loans
02.2012 - 06.2019

Mortgage Loan Processor

Quicken Loans
07.2005 - 02.2012

Resolution Analyst

Quicken Loans
10.2002 - 07.2005

Document Control Specialist

Quicken Loans
02.2001 - 10.2002
Megan Burdziak