Alicia Hudson

• Evaluated loan applications to assess creditworthiness and risk levels.
• Reviewed customers financial ability, sales contract, title, appraisal and credit reports to ensure compliance with lending guidelines.
• Assisted in identifying potential fraud indicators during the underwriting review process.
• Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
• Built strong relationships with lenders, brokers and clients for constructive communications.
• Increased customer satisfaction through timely communication and efficient handling of loan applications.
• Communicated with clients to clarify information and resolve discrepancies in applications.

• Reviewed mortgage applications for completeness and compliance with lending guidelines.
• Verified integrity of applicants' information to minimize fraud.
• Demonstrated sound decision-making skills when assessing borrower eligibility based on financial stability, creditworthiness, and collateral value.
• Maintained mortgage program compliance with federal agencies such as HUD and FNMA.
• Maintained open lines of communication with internal stakeholders such as processors, closers, and sales representatives to ensure a seamless mortgage underwriting process.
• Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.

• Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
• Collaborated with sales teams to develop competitive pricing strategies for new products, increasing market share.
• Determined and documented loan conditions and communicated requirements and decisions.
• Reduced underwriting cycle times, prioritizing urgent applications and employing effective time management strategies.
• Assisted in identifying potential fraud indicators during the underwriting review process.
• Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
• Increased customer satisfaction through timely communication and efficient handling of loan applications.

* Analyzed credit reports, income documentation, and asset statements to assess borrower eligibility.

• Collaborated with loan officers to resolve underwriting conditions and enhance approval times and ensuring closing dates met.
• Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
• Managed a diverse portfolio of mortgage applications, consistently meeting strict deadlines while maintaining attention to detail.
• Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
• Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.