Overview
Work History
Education
Skills
Timeline
Generic

Megan Molnar

Sacramento,California

Overview

18
18
years of professional experience

Work History

Closing Disclosure Specialist III

Bay Equity LLC
08.2018 - Current

Processed closing docs for various styles of mortgage loans, from Fha, conventional to USDA and more. Handled disclosures from CD to closing all while maintaining efficient turn times. I also helped with assisting new employees and training as well as training current employees on new programs when a new program would roll out.

Relationship Banker

BANK OF THE WEST
Sacramento, California
10.2017 - Current
  • Determine customers' financial services needs and prepare proposals to sell services that address these needs.
  • Sell services or equipment, such as trusts, investments, or check processing services.
  • Prepare forms or agreements to complete sales.
  • Develop prospects from current commercial customers, referral leads, or sales or trade meetings.
  • Make presentations on financial services to groups to attract new clients.
  • Answer customers' questions, and explain available services such as deposit accounts, bonds, and securities.
  • Compile information about new accounts, enter account information into computers, and file related forms or other documents.
  • Inform customers of procedures for applying for services such as ATM cards, direct deposit of checks, and certificates of deposit.
  • Perform teller duties as required.
  • Refer customers to appropriate bank personnel to meet their financial needs.
  • Investigate and correct errors upon customers' request, according to customer and bank records.
  • Execute wire transfers of funds.
  • Process loan applications.
  • Obtain credit records from reporting agencies.
  • Issue initial and replacement safe-deposit keys to customers, and admit customers to vaults.
  • Duplicate records for distribution to branch offices.
  • Schedule repairs for locks on safe-deposit boxes.
  • Prepare and verify cashier's checks.
  • Sort and file deposit slips and checks.
  • Order a supply of cash to meet daily needs.
  • Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.
  • Resolve problems or discrepancies concerning customers' accounts.
  • Receive mortgage, loan, or public utility bill payments, verifying payment dates and amounts due.
  • Explain, promote, or sell products or services such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.
  • Monitor bank vaults to ensure cash balances are correct.
  • Perform clerical tasks such as typing, filing, and microfilm photography.
  • Prepare work schedules for staff.
  • Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.
  • Approve, reject, or coordinate the approval or rejection of lines of credit or commercial, real estate, or personal loans.
  • Determine customers' financial services needs and prepare proposals to sell services that address these needs.
  • Prepare forms or agreements to complete sales.

Assistant Mgr. - Certified Mentor

CHASE BANK
Roseville, California
02.2015 - 10.2017
  • Cash checks and pay out money after verifying that signatures are correct, that written and numerical amounts agree, and that accounts have sufficient funds.
  • Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.
  • Enter customers' transactions into computers to record transactions and issue computer-generated receipts.
  • Balance currency, coin, and checks in cash drawers at ends of shifts, and calculate daily transactions using computers, calculators, or adding machines.
  • Examine checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.
  • Count currency, coins, and checks received, by hand or using currency-counting machine, to prepare them for deposit or shipment to branch banks or the Federal Reserve Bank.
  • Order a supply of cash to meet daily needs.
  • Receive and count daily inventories of cash, drafts, and travelers' checks.
  • Prepare and verify cashier's checks.
  • Sort and file deposit slips and checks.
  • Carry out special services for customers, such as ordering bank cards and checks.
  • Identify transaction mistakes when debits and credits do not balance.
  • Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.
  • Resolve problems or discrepancies concerning customers' accounts.
  • Receive mortgage, loan, or public utility bill payments, verifying payment dates and amounts due.
  • Explain, promote, or sell products or services such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.
  • Count, verify, and post armored car deposits.
  • Perform clerical tasks such as typing, filing, and microfilm photography.
  • Prepare work schedules for staff.
  • Answer customers' questions, and explain available services such as deposit accounts, bonds, and securities.
  • Inform customers of procedures for applying for services such as ATM cards, direct deposit of checks, and certificates of deposit.
  • Perform teller duties as required.

Sales Manager

AUTO SALES
Sacramento, California
01.2014 - 02.2015
  • Resolve customer complaints regarding sales and service.
  • Oversee regional and local sales managers and their staffs.
  • Determine price schedules and discount rates.
  • Greet customers and ascertain what each customer wants or needs.
  • Describe merchandise and explain use, operation, and care of merchandise to customers.
  • Recommend, select, and help locate or obtain merchandise based on customer needs and desires.
  • Compute sales prices, total purchases and receive and process cash or credit payment.
  • Answer questions regarding the store and its merchandise.
  • Prepare sales slips or sales contracts.
  • Maintain records related to sales.
  • Ticket, arrange and display merchandise to promote sales.
  • Sell or arrange for delivery, insurance, financing, or service contracts for merchandise.
  • Prepare daily reports of fuel, oil, and accessory sales.
  • Maintain customer records and follow up periodically with telephone, mail, or personal reminders of services due.

Para Instructor

TWIN RIVERS SCHOOL DISTRICT
Sacramento, California
09.2012 - 01.2014
  • Provide extra assistance to students with special needs, such as non-English-speaking students or those with physical and mental disabilities.
  • Supervise students in classrooms, halls, cafeterias, school yards, and gymnasiums, or on field trips.
  • Tutor and assist children individually or in small groups to help them master assignments and to reinforce learning concepts presented by teachers.
  • Enforce administration policies and rules governing students.
  • Discuss assigned duties with classroom teachers to coordinate instructional efforts.
  • Instruct and monitor students in the use and care of equipment and materials to prevent injuries and damage.
  • Observe students' performance, and record relevant data to assess progress.
  • Present subject matter to students under the direction and guidance of teachers, using lectures, discussions, or supervised role-playing methods.
  • Prepare lesson materials, bulletin board displays, exhibits, equipment, and demonstrations.
  • Organize and supervise games and other recreational activities to promote physical, mental, and social development.
  • Distribute teaching materials such as textbooks, workbooks, papers, and pencils to students.
  • Organize and label materials and display students' work in a manner appropriate for their eye levels and perceptual skills.
  • Use computers, audio-visual aids, and other equipment and materials to supplement presentations.
  • Attend staff meetings and serve on committees, as required.
  • Type, file, and duplicate materials.
  • Assist in bus loading and unloading.
  • Maintain computers in classrooms and laboratories and assist students with hardware and software use.
  • Distribute tests and homework assignments and collect them when they are completed.
  • Grade homework and tests, and compute and record results, using answer sheets or electronic marking devices.
  • Take class attendance and maintain attendance records.
  • Prepare lesson outlines and plans in assigned subject areas and submit outlines to teachers for review.
  • Participate in teacher-parent conferences regarding students' progress or problems.
  • Conduct demonstrations to teach such skills as sports, dancing, and handicrafts.
  • Plan, prepare, and develop various teaching aids such as bibliographies, charts, and graphs.
  • Collect money from students for school-related projects.
  • Monitor classroom viewing of live or recorded courses transmitted by communication satellites.

Manager

STARBUCKS
Pendleton, Oregon
07.2011 - 08.2012
  • Direct non-merchandising departments of businesses, such as advertising or purchasing.
  • Perform sales floor work, such as greeting or assisting customers, stocking shelves, or taking inventory.
  • Monitor businesses and agencies to ensure that they efficiently and effectively provide needed services while staying within budgetary limits.
  • Plan and direct activities such as sales promotions, coordinating with other department heads as required.
  • Determine staffing requirements, and interview, hire and train new employees, or oversee those personnel processes.
  • Establish and implement departmental policies, goals, objectives, and procedures, conferring with board members, organization officials, and staff members as necessary.
  • Manage staff, preparing work schedules and assigning specific duties.

Tech Support

SUTTER MEDICAL
Rancho Cordova, California
06.2010 - 06.2011
  • Oversee the daily performance of computer systems.
  • Answer user inquiries regarding computer software or hardware operation to resolve problems.
  • Enter commands and observe system functioning to verify correct operations and detect errors.
  • Install and perform minor repairs to hardware, software, or peripheral equipment, following design or installation specifications.
  • Maintain records of daily data communication transactions, problems and remedial actions taken, or installation activities.
  • Hire, supervise, and direct workers engaged in special project work, problem solving, monitoring, and installing data communication equipment and software.

Associate Trainer

PANERA BREAD
Sacramento, California
06.2007 - 05.2010
  • Offer specific training programs to help workers maintain or improve job skills.
  • Train workers in food preparation, and in service, sanitation, and safety procedures.
  • Compile and balance cash receipts at the end of the day or shift.
  • Perform various financial activities such as cash handling, deposit preparation, and payroll.
  • Supervise and participate in kitchen and dining area cleaning activities.
  • Purchase or requisition supplies and equipment needed to ensure quality and timely delivery of services.
  • Observe and evaluate workers and work procedures to ensure quality standards and service, and complete disciplinary write-ups.
  • Assign duties, responsibilities, and work stations to employees in accordance with work requirements.
  • Inspect supplies, equipment, and work areas to ensure efficient service and conformance to standards.
  • Manage staff, preparing work schedules and assigning specific duties.
  • Determine staffing requirements, and interview, hire and train new employees, or oversee those personnel processes.

Education

Associates Degree - undefined

American River
Sacramento, California
06.2011

High School Diploma - undefined

Horizon Charter School
Rocklin, California
06.2008

Skills

  • Loan processing proficiency
  • Loan closing procedures
  • Effective communication
  • Performance metrics monitoring
  • Deadline management
  • Quality control standards
  • Document review
  • Teamwork attitude
  • Settlement statement preparation
  • Payoff statement analysis

Timeline

Closing Disclosure Specialist III

Bay Equity LLC
08.2018 - Current

Relationship Banker

BANK OF THE WEST
10.2017 - Current

Assistant Mgr. - Certified Mentor

CHASE BANK
02.2015 - 10.2017

Sales Manager

AUTO SALES
01.2014 - 02.2015

Para Instructor

TWIN RIVERS SCHOOL DISTRICT
09.2012 - 01.2014

Manager

STARBUCKS
07.2011 - 08.2012

Tech Support

SUTTER MEDICAL
06.2010 - 06.2011

Associate Trainer

PANERA BREAD
06.2007 - 05.2010

Associates Degree - undefined

American River

High School Diploma - undefined

Horizon Charter School
Megan Molnar