Meghan Kemp-Watkins
Farmington Hills,MI
Summary
Experienced mortgage underwriter with a solid track record since 2012. Proficient in evaluating loan applications, analyzing financial documents, and ensuring compliance with industry regulations. Proven ability to make sound decisions based on thorough risk assessment and meticulous attention to detail. Committed to delivering exceptional customer service and contributing to the success of lending institutions.
Overview
12
12
years of professional experience
3
3
Certification
Work History
Executive Credit Underwriter
Rocket Mortgage
05.2012 - Current
- Analyzing applicants’ credit, income, assets, and collateral to ensure that the applicant’s loan meets investor guidelines.
- Staying up to date on guidelines, to ensure that the loans are sellable to the company’s investors and that the client has the ability to repay the loan.
- Achieved a high level of accuracy in analyzing credit applications, resulting in well-informed lending decisions and reduced financial risk.
- Continuously improved personal productivity through ongoing training sessions and staying updated on industry best practices.
- Proficient in Conventional, FHA, VA, and Jumbo mortgages.
Education
Bachelor Of Arts - Criminal Justice/Criminology and Sociology
University of Michigan - Dearborn
High School -
Avondale High School
05.2006
Skills
- Analyzing Data
- Detecting Fraud
- Critical Thinking
- Time Management
- Work Well Under Pressure
- Motivated
- Ambitious
- Reliability
- Adaptability
- Questioning
- Research
Certification
MBA: Certified Residential Underwriter, 05/03/22, VA, 07/2022
FHA DE, 9/2023
Languages
French
Limited Working
Timeline
Executive Credit Underwriter
Rocket Mortgage
05.2012 - Current
Bachelor Of Arts - Criminal Justice/Criminology and Sociology
University of Michigan - Dearborn
High School -
Avondale High School