Melanie Brassell
Lansdale,PA
Summary
Meticulous financial professional with expertise in financial management and client counseling. Evaluates client assets and risk tolerance to inform strategies and increase revenue. History of helping clients reach financial goals.
Overview
20
20
years of professional experience
1
1
Certification
Work History
Retirement Plan Counselor
Empower
Trenton, NJ
08.2014 - Current
- Develop relationships with site contacts to set up meetings to speak to current employees and new hires about their retirement plan offerings.
- Encourage personal retirement savings in additional to employer benefits.
- Plan for future retirement needs with budgets and projected income calculators.
- Discuss how to use retirement accounts in conjunction with social security and pension plans.
- Explain differences between Traditional & Roth retirement accounts.
Investment Consultant
The Vantage Group
Malvern, PA
10.2004 - 08.2014
- Develop relationships with high net worth asset consolidation opportunities.
- Explain benefits of rolling over a retirement account versus remaining in a qualified plan.
- Understand ERISA rules and tax implications for distributions from a qualified plan.
- Educate clients to develop a comprehensive financial understanding of the prospect's/client's retirement goals by narrowing Vanguard fund choices into asset/sub-asset classes.
- Educate client's on retirement topics induing Required Minimum Distribution, after-tax contributions, retirement income expectations, non-deductible IRA contributions, beneficiary designation options and tax implications of company stock distributions.
- Assist clients with set up and transfer of non-retirement assets such as trusts, UGMA/UTMA, and corporate accounts.
- Discuss Vanguard's Small Business account options and assist with account set up and participant enrollment.
- Position advisory services through detailed needs analysis.
Education
Bachelor of Science - Finance
Drexel University
Philadelphia, PA06-2004
Skills
- Consultative Selling
- Retirement Planning
- Relationship Building
- Investment Strategies
- New Business Development
- Organization
- Networking
Affiliations
- Media Coordinator for family foundation
Certification
- Series 6, 63 and 7
- CRC
- Resident Producer - Life & Fixed Annuities, Variable Life/Variable Annuities
Timeline
Retirement Plan Counselor
Empower
08.2014 - Current
Investment Consultant
The Vantage Group
10.2004 - 08.2014
Bachelor of Science - Finance
Drexel University