Summary
Overview
Work History
Education
Skills
Websites
Timeline
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Michael Cardone

Denville,New Jersey

Summary

Recent graduate successful at evaluating and distilling complex data. Excels at cultivating and maintaining strong relationships. Stays current on developments across multiple industries to best serve clients with fresh, accurate and relevant information and mitigate potential impacts.

Overview

2
2
years of professional experience

Work History

Underwriting Assistant

Crum & Forster
Morristown, NJ
04.2024 - Current
  • Assisted with new business processing, renewals, endorsements, cancellations and reinstatements.
  • Evaluated reinsurance contracts for cost effectiveness and risk exposure reduction opportunities.
  • Responded promptly to inquiries from internal departments regarding underwriting matters.
  • Collaborated with other departments such as Claims or Accounting when necessary.
  • Compiled data from underwriting files to prepare reports for management review.
  • Prepared routine correspondence related to underwriting activities including letters of acceptance or rejection.
  • Managed a portfolio of clients by providing customer service support related to their policies.

Bank Teller

Santander
Parsippany, NJ
07.2023 - Current
  • Consistently provided exceptional customer service while managing various financial transactions
  • Precision, attention to detail, and a strong focus on customer satisfaction
  • Contributed to the efficient operations of the bank, ensuring seamless transactions and a positive banking experience for our customers.
  • Handled large sums of money with accuracy while maintaining appropriate levels of security.
  • Explained bank services, financial products and applicable fees to customers.
  • Verified customer signatures on documents and ensured accuracy of all paperwork before submitting for approval.

SVIP Intern

United States Marshals Service
Philadelphia, PA
09.2023 - 11.2023
  • Gained valuable hands-on experience in the field of law enforcement and government administration.
  • Provided me with a deep understanding of the inner workings of a federal law enforcement agency.
  • Allowed me to contribute to the agency's mission.

Financial Analyst Surveillance Intern

Yorktown Funds
Lynchburg, VA
06.2022 - 08.2022
  • Created surveillance models for various Commercial and Consumer ABS asset classes allowing data to be efficiently accessed and illustrated through graphs and charts to be utilized in annual deal performance reviews
  • Analyzed prepayment rates, default rates, and delinquencies for various ABS asset classes comprising the Yorktown Funds Short Term Bond Fund and Yorktown Multi-Asset Income Fund, including prime and sub-prime auto trusts; student loan trusts; container and rail trusts; and collateralized loan obligations
  • Consulted with external personnel on the procurement and future access to surveillance materials, performance reports, and regulatory filings to aid senior portfolio managers with their ability to properly manage the Yorktown Funds Short-Term Bond Fund and Yorktown Funds Multi-Sector Bond Fund.

Education

MBA - Finance

Seton Hall University
West Orange, NJ
08-2025

Bachelor of Science - Finance

Saint Peter’s University
Jersey City, NJ
05-2023

Associate of Science - Finance

Bergen Community College
Paramus, NJ
01.2021

Skills

  • Microsoft Excel
  • Moody’s
  • Bloomberg
  • Money Handling
  • Financial Transactions
  • Asset Management
  • Project Management
  • Statistical Analysis
  • Financial Consulting
  • Due Diligence
  • Financial Modeling
  • Funds Distribution

Timeline

Underwriting Assistant

Crum & Forster
04.2024 - Current

SVIP Intern

United States Marshals Service
09.2023 - 11.2023

Bank Teller

Santander
07.2023 - Current

Financial Analyst Surveillance Intern

Yorktown Funds
06.2022 - 08.2022

MBA - Finance

Seton Hall University

Bachelor of Science - Finance

Saint Peter’s University

Associate of Science - Finance

Bergen Community College

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Michael Cardone