Efficient and detail orientated senior mortgage underwriter with over 12 years experience in frontline first mortgage underwriting. Experienced underwriting for retail, wholesale and non-delegated correspondent loan channels. FHA DE (Direct Endorsed) Certified since 2012. Proficient with DU & LP automated underwriting systems (AUS) and manual underwriting. Extensive experience with multiple LOS (Loan Operation Systems) including Encompass and Empower. Expert in all phases of residential mortgage underwriting including all forms of income analysis: W2; 1099; 1040 (all schedules); 1120; 1120-S, 1065; K-1. Proven ability to achieve high volume production numbers while maintaining elite performance on quality assurance audits. Committed team player dedicated to providing exceptional customer service.
HUD/FHA DE / CHUMS ID
HUD/FHA DE / CHUMS ID