Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

Michael Schmitt

Lake Forest,CA

Summary

Provides expert guidance on appropriate products and services for debt needs. Successful developing and implementing debt management plans. Knowledgeable about issues affecting credit and remedies for typical situations.

Overview

4
4
years of professional experience

Work History

Debt Consultant

Silverlake Financial
Newport Beach, CA
12.2022 - 09.2024
  • Developed debt reduction strategies for clients based on their personal financial situation.
  • Conducted extensive research to determine the best solutions for clients' debt issues.
  • Evaluated client situations and recommended optimal products to meet individual needs.

Mortgage Loan Officer

Kavarin Financial
Laguna Niguel, CA
02.2022 - 12.2022
  • Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
  • Conducted interviews with prospective clients to gather information regarding loan applications.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Ensured compliance with all federal, state and local regulations related to mortgage lending.
  • Negotiated terms and conditions of loan agreements with borrowers.

Mortgage Loan Officer

Purpose Funding
Laguna Niguel, CA
07.2020 - 02.2022
  • Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
  • Conducted interviews with prospective clients to gather information regarding loan applications.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Ensured compliance with all federal, state and local regulations related to mortgage lending.
  • Negotiated terms and conditions of loan agreements with borrowers.

Education

Ramona High School
Riverside, CA
06-1993

Skills

  • Debt management
  • Account reviewing
  • Problem-Solving
  • Negotiation
  • Conflict Resolution
  • Effective Communication
  • Credit History Analysis
  • Problem-solving aptitude

References

References available upon request.

Timeline

Debt Consultant

Silverlake Financial
12.2022 - 09.2024

Mortgage Loan Officer

Kavarin Financial
02.2022 - 12.2022

Mortgage Loan Officer

Purpose Funding
07.2020 - 02.2022

Ramona High School

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Michael Schmitt