Michele Crundall
Fort Worth,TX
Summary
Accomplished Loan Review Analyst with 10+ years of experience in Mortgage and Banking documentation oversight. Proven track record of analyizing and documenting loan files. Confident and detail-driven professional with strengths in communication and detail.
Overview
15
15
years of professional experience
Work History
Loan Documentation Preparation Coordinator
Independent Financial
Remote
01.2021 - Current
- Remotely worked for Bank to process SBA PPP loans and ensure that all required documents were uploaded to customers files, kept log on excel spreadsheet of loans worked
- Ensured that customer met required SBA guidelines
- Contacted customer to request missing documents if applicable and worked closely with the loan officer to ensure the loan processed in a timely manner
- Communicated with manager over email, phone, and Webex conference calls daily or when required
- Diligently performed other tasks set forth by management.
- Maintained documents by managing files following established procedures.
- Inspected and proofread documents to check accuracy.
- Managed secure storage, backups and retrieval of archived documents.
- Promptly responded to requests for information while maintaining security.
- Completed documents and work requests according to company standards.
- Kept documents moving in proper flow by applying strong organizational, planning and multitasking abilities.
- Verified accuracy and integrity of supplied data against established standards.
- Kept electronic content legal, secure and accessible for relevant internal and external parties.
- Assisted end users with resolving electronic content access issues while maintaining security standards.
Loan Review Analyst
Amerihome Mortgage Company
Irving, TX
03.2018 - 01.2020
- Responsible for Pre Purchase review of Conventional, Non Conforming, FHA, and VA loan files to ensure file contains the designated set of documentation
- Ensuring the file contains all required documentation and meets acceptable Underwriting (DU, LQA and Fraud)(TRID &
- ESPA) standards and complies with established guidelines by using inventory checklist to ensure loan files are complete and accurate
- Accurately reviewing loan documentation and collateral files, verifying accuracy of data between documents and systems, Run Mavent and ensure loan files are in Compliance guidelines
- Chieve a minimum of 95% Productivity, 85% Quality, 90% completion within SLA
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Monitored and maintained compliance with internal controls and government regulations.
- Collected and organized loan documents before submission to underwriting.
Conditions Specialist
Amerihome Mortgage Company
07.2017 - 03.2018
- Receive and upload documents sent from lender to satisfy conditions placed on loan file, review documentation for accuracy and determine if it will satisfy condition, Run necessary reports for the loan file for accuracy and upload to loan file
Pre Purchase Review Analyst
Franklin American Mortgage
12.2012 - 02.2017
- Diligently reviewed mortgage loans for purchase, ensure income, assets, and credit meet agency guidelines
- Index documents to correct folders in blackbird, operate LOS system, review DU and LPA findings, ensure loan meets Fannie Mae and Freddie Mac guidelines
Lead Indexer
Franklin American Mortgage Company
12.2010 - 12.2012
- Efficiently index mortgage loan documents into proper folders in an accurate and timely manner with little or no errors, train new hires, work with IT and management to resolve software issues, distribute work to coworkers to ensure work flow was managed.
Mortgage Indexer
Bank of America
07.2009 - 07.2010
- Efficiently indexed loan documents into indexing system with little or no errors, helped other departments as needed
Education
Associate of Applied Science - Computer Science, Computer Networking, Meridian Technology
Oklahoma State University
Stillwater, OK05.2003
Technical Certification - Computer Networking
Indian Meridian Technology Center
Stillwater, OK01.2004
Skills
- Project support
- Log updating
- Archiving skills
- File systems coordination
- Document control
- Electronic document preparation
- Data representation
- Workflow management
Timeline
Loan Documentation Preparation Coordinator
Independent Financial
01.2021 - Current
Loan Review Analyst
Amerihome Mortgage Company
03.2018 - 01.2020
Conditions Specialist
Amerihome Mortgage Company
07.2017 - 03.2018
Pre Purchase Review Analyst
Franklin American Mortgage
12.2012 - 02.2017
Lead Indexer
Franklin American Mortgage Company
12.2010 - 12.2012
Mortgage Indexer
Bank of America
07.2009 - 07.2010
Associate of Applied Science - Computer Science, Computer Networking, Meridian Technology
Oklahoma State University
Technical Certification - Computer Networking
Indian Meridian Technology Center
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