Michelle Smelser
Santa Clarita,CA
Summary
Driven Home Loan Consultant with a proven track record with over 25 years experience. Specialize in loan origination and consumer lending. Leveraged analytical skills and attention to detail to navigate clients through the application process, achieving successful loan approvals. Excelled in building relationships and staying abreast of industry trends, ensuring high-quality customer service and informed financial guidance. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
17
17
years of professional experience
Work History
Home Loan Consultant
Riviera Financial Partners Inc.
02.2023 - Current
- Conducted thorough analyses of clients'' financial situations to determine eligibility for suitable mortgage options.
- Educated clients on various mortgage products, empowering them to make informed decisions about their financial future.
- Assisted clients in navigating the home loan application process, resulting in successful loan approvals.
- Stayed current on industry trends and regulations to provide accurate guidance to both clients and colleagues.
- Processed loan applications and monitored progress from start to finish.
Home Loan Consultant
Augusta Financial
03.2007 - 02.2023
- Negotiated favorable terms for borrowers by leveraging extensive knowledge of lender guidelines and requirements.
- Developed and maintained strong relationships with real estate agents to increase referral opportunities and expand business networks.
- Developed and maintained relationships with customers, lenders and other third parties.
Education
Bachelor of Science - Health Administration
California State University Northridge
Northridge, CA12.1997
Skills
- Documentation Review
- Loan Applications
- Consumer Lending
- Credit History Review
- Microsoft Office
- Attention to Detail
- Loan Origination
- Real estate knowledge
- Customer service-focused
- Analytical and Critical Thinking
Timeline
Home Loan Consultant
Riviera Financial Partners Inc.
02.2023 - Current
Home Loan Consultant
Augusta Financial
03.2007 - 02.2023
Bachelor of Science - Health Administration
California State University Northridge
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