Michelle Washington
Sachse
Summary
Dynamic Business Banker with extensive experience in commercial lending and sales strategy development. Known for fostering client relationships and driving financial growth through effective risk management and tailored portfolio solutions.
Overview
19
19
years of professional experience
Work History
Business Banker III
Frost Bank
Allen
10.2023 - Current
- Conducted risk assessments for commercial loan applications and proposals.
- Managed client portfolios, ensuring timely communication and support throughout transactions.
- Utilized advanced technical skills and expertise to troubleshoot complex problems and implement solutions.
- Conducted routine maintenance and repairs on mechanical systems and industrial equipment.
Treasury Sales Associate
Bank of Oklahoma - Bank of Texas
Dallas
09.2022 - 10.2023
- Created sales strategies to increase client base in the treasury sector.
- Analyzed financial statements, balance sheets, cash flow statements and other documents related to client's financial position.
- Evaluated competitor offerings against our own products and services in order to remain competitive.
- Provided technical support to customers regarding online banking platforms used by our company for their transactions.
Senior Business Banker - Business Banker Expert
Bank of Oklahoma Financial- Bank of Texas
Richardson
07.2012 - 09.2022
- Provided guidance and advice to clients on how best to meet their short-term and long-term financial goals.
- Recommended appropriate solutions based on individual customer needs such as lines of credit, term loans, overdrafts.
- Assisted in the development of business plans, loan applications, cash flow projections, and other financial documents.
- Collaborated with internal departments to enhance project outcomes.
Small Business Certified Banker
J.P. Morgan Chase
Dallas
02.2009 - 07.2012
- Provided tailored financial solutions to enhance client satisfaction and retention.
- Conducted regular account reviews to identify growth opportunities for clients.
- Organized client workshops to educate on banking products and services.
- Assisted in developing marketing strategies targeting local small businesses.
Branch Manager
J.P. Morgan Chase
Dallas
02.2007 - 02.2009
- Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
- Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
- Established and built customer relationships through targeted outreach and initiatives.
- Facilitated weekly meetings with staff members to discuss progress on current initiatives.
Education
Bachelor of Science - Business Management
Alabama A&M University
Normal, AL05-1997
Skills
- Loan underwriting
- Commercial lending
- Financial analysis
- Risk assessment
- Client portfolio management
- Sales strategy
- Customer relationship management
Timeline
Business Banker III
Frost Bank
10.2023 - Current
Treasury Sales Associate
Bank of Oklahoma - Bank of Texas
09.2022 - 10.2023
Senior Business Banker - Business Banker Expert
Bank of Oklahoma Financial- Bank of Texas
07.2012 - 09.2022
Small Business Certified Banker
J.P. Morgan Chase
02.2009 - 07.2012
Branch Manager
J.P. Morgan Chase
02.2007 - 02.2009
Bachelor of Science - Business Management
Alabama A&M University