Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Mike Hankins

Orange City,FL

Summary

Senior liability claims adjuster with expertise in managing complex high-risk personal auto claims from initial loss notification to final resolution. Proven ability to independently investigate coverage, handle bodily injury, uninsured motorist, and property damage claims across various jurisdictions. Recognized for surpassing production targets, maintaining high customer satisfaction, and identifying fraud indicators leading to the discovery of multiple fraud schemes. Licensed in several northeastern states and Florida, with a background as a U.S. Army combat veteran, demonstrating strong investigative thinking, sound judgment, and effective negotiation skills.

Overview

1
1
Certification
17
17
years of professional experience

Work History

Senior Claims Adjuster

Bristol West Insurance Group
Lake Mary, Florida
10.2022 - Current
  • Managed complex, high-risk automobile claims from first notice of loss to final settlement.
  • Conducted independent coverage investigations and determined coverage without supervisor approval.
  • Investigated liability through recorded statements, police reports, witness interviews, and scene analysis.
  • Handled bodily injury, uninsured motorist, property damage, total loss, rental exposures, and policy limits.
  • Coordinated vehicle inspections, repair estimates, total loss settlements, and rental arrangements.
  • Negotiated settlements with claimants, attorneys, repair facilities, and insured parties.
  • Maintained compliance with company procedures and state regulations across multiple states.
  • Assisted teammates with claim handling strategies and inventory management.

Construction Management & Heavy Civil Operator

Astaldi, Assured Excavating, Lucas Site Dev
Orlando, Florida
02.2014 - 02.2022

Held progressively responsible positions including:

  • Assistant Superintendent
  • Working Superintendent
  • Survey Technician
  • Heavy Equipment Operator

Key Experience:

  • Residential and commercial construction
  • Site development
  • Blueprint interpretation
  • Estimating support
  • Project scheduling
  • Contractor coordination
  • Quality assurance
  • Safety compliance
  • Team leadership

Infantryman

US Army
Watertown, New York
10.2009 - 06.2012

Combat Veteran – Afghanistan

Awards:

  • Combat Infantryman Badge
  • Army Commendation Medal

Responsibilities:

  • Led personnel during combat operations.
  • Conducted mission planning and risk assessment.
  • Maintained accountability, safety, and operational readiness.
  • Developed leadership and decision-making skills in high-pressure environments.

Education

High School Diploma -

Riverside Military Academy
Gainesville, GA
03-2007

Some College (No Degree) - Construction Management

Florida State College
Jacksonville, FL

Skills

  • Coverage determination
  • Liability investigation
  • Settlement negotiation
  • Claims management
  • Policy compliance
  • Risk assessment

Certification

  • 6-20 All Lines Adjuster License

Timeline

Senior Claims Adjuster

Bristol West Insurance Group
10.2022 - Current

Construction Management & Heavy Civil Operator

Astaldi, Assured Excavating, Lucas Site Dev
02.2014 - 02.2022

Infantryman

US Army
10.2009 - 06.2012

High School Diploma -

Riverside Military Academy

Some College (No Degree) - Construction Management

Florida State College
Mike Hankins