Summary
Overview
Work History
Education
Skills
Timeline
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Mike Tufail

Summary

  • I have been in banking for 40 years, out of which almost 29 years internationally and 11 years in California. My overall experience consists of Transforming and restructuring retail banking units. Set business, credit & service policies, for overall retail banking growth.

Overview

40
40
years of professional experience

Work History

Head Of Consumer Banking

NBQ
06.2008 - 08.2023
  • Enhanced company performance by implementing strategic plans and overseeing daily operations.
  • Increased customer satisfaction through continuous improvement initiatives and excellent customer service.
  • Increased company revenue by implementing innovative marketing strategies and streamlining sales processes.
  • Established a successful partnership with key industry players, resulting in increased market share for the organization.
  • Led a cross-functional team to develop and launch a new product line, contributing to significant growth in sales.
  • Implemented cost-saving measures by conducting thorough financial analysis and identifying areas of inefficiency within the organization.

Head Of Consumer Banking

Burgan Bank
06.2006 - 03.2008


  • Oversee consumer banking activities to enhance overall division performance .
  • In-charge of new retail transformation strategy, to include new retail banking plan, branches renovation, introduction of new products & services to increase retail asset & liability portfolio and improve customer experience.

Head of Consumer Banking Division

Invest Bank
12.2001 - 06.2006

Establish and oversee all consumer banking division functions.

Head of the Department Develpmt, MKT& Communication

Union National Bank
02.2000 - 11.2001
  • Review all existing retail income stream & develop new products and services to enhance retail interest and fee income.
  • Develop and launch innovative asset & liability including investment products to increase retail portfolios.
  • Develop & launch a comprehensive marketing plan.
  • Enhance bank brand through corporate communication.

Retail Banking Manager

Emirates Bank International
01.1995 - 01.2000
  • Establish a retail banking department for the bank.
  • Handle all retail banking functions.

VP Sales

Intercontinental Mortgage
09.1991 - 11.1994
  • Set & develop strategic plans to increase market share & sales of financial services such as residential & commercial loans and oversee distribution channels.

Business Development Manager

First Fidelity Thrift & Loan
11.1989 - 08.1991
  • Develop wholesale and retail lending relationships, with wholesale lenders, construction companies and developers.

Senior Loan Officer

Glendale Federal Bank
04.1986 - 10.1989
  • worked In La Mesa Branch for one year as customer service officer.
  • Thereafter at district sales center. originating of mortgage loans.

Loan Processing Officer

First Interstate Financial Group
09.1983 - 03.1986

Education

Masters Degree ( MBA) - Finance

US International University
San Diego, California
1983

Skills

  • Regulatory Compliance
  • Profitability Optimization
  • Employee Relations
  • Business Planning
  • Brand Management
  • Project Management
  • Quality Assurance

Timeline

Head Of Consumer Banking

NBQ
06.2008 - 08.2023

Head Of Consumer Banking

Burgan Bank
06.2006 - 03.2008

Head of Consumer Banking Division

Invest Bank
12.2001 - 06.2006

Head of the Department Develpmt, MKT& Communication

Union National Bank
02.2000 - 11.2001

Retail Banking Manager

Emirates Bank International
01.1995 - 01.2000

VP Sales

Intercontinental Mortgage
09.1991 - 11.1994

Business Development Manager

First Fidelity Thrift & Loan
11.1989 - 08.1991

Senior Loan Officer

Glendale Federal Bank
04.1986 - 10.1989

Loan Processing Officer

First Interstate Financial Group
09.1983 - 03.1986

Masters Degree ( MBA) - Finance

US International University
Mike Tufail