I have been in banking for 40 years, out of which almost 29 years internationally and 11 years in California. My overall experience consists of Transforming and restructuring retail banking units. Set business, credit & service policies, for overall retail banking growth.
Overview
40
40
years of professional experience
Work History
Head Of Consumer Banking
NBQ
06.2008 - 08.2023
Enhanced company performance by implementing strategic plans and overseeing daily operations.
Increased customer satisfaction through continuous improvement initiatives and excellent customer service.
Increased company revenue by implementing innovative marketing strategies and streamlining sales processes.
Established a successful partnership with key industry players, resulting in increased market share for the organization.
Led a cross-functional team to develop and launch a new product line, contributing to significant growth in sales.
Implemented cost-saving measures by conducting thorough financial analysis and identifying areas of inefficiency within the organization.
Head Of Consumer Banking
Burgan Bank
06.2006 - 03.2008
Oversee consumer banking activities to enhance overall division performance .
In-charge of new retail transformation strategy, to include new retail banking plan, branches renovation, introduction of new products & services to increase retail asset & liability portfolio and improve customer experience.
Head of Consumer Banking Division
Invest Bank
12.2001 - 06.2006
Establish and oversee all consumer banking division functions.
Head of the Department Develpmt, MKT& Communication
Union National Bank
02.2000 - 11.2001
Review all existing retail income stream & develop new products and services to enhance retail interest and fee income.
Develop and launch innovative asset & liability including investment products to increase retail portfolios.
Develop & launch a comprehensive marketing plan.
Enhance bank brand through corporate communication.
Retail Banking Manager
Emirates Bank International
01.1995 - 01.2000
Establish a retail banking department for the bank.
Handle all retail banking functions.
VP Sales
Intercontinental Mortgage
09.1991 - 11.1994
Set & develop strategic plans to increase market share & sales of financial services such as residential & commercial loans and oversee distribution channels.
Business Development Manager
First Fidelity Thrift & Loan
11.1989 - 08.1991
Develop wholesale and retail lending relationships, with wholesale lenders, construction companies and developers.
Senior Loan Officer
Glendale Federal Bank
04.1986 - 10.1989
worked In La Mesa Branch for one year as customer service officer.
Thereafter at district sales center. originating of mortgage loans.
Loan Processing Officer
First Interstate Financial Group
09.1983 - 03.1986
Education
Masters Degree ( MBA) - Finance
US International University
San Diego, California
1983
Skills
Regulatory Compliance
Profitability Optimization
Employee Relations
Business Planning
Brand Management
Project Management
Quality Assurance
Timeline
Head Of Consumer Banking
NBQ
06.2008 - 08.2023
Head Of Consumer Banking
Burgan Bank
06.2006 - 03.2008
Head of Consumer Banking Division
Invest Bank
12.2001 - 06.2006
Head of the Department Develpmt, MKT& Communication