Milagro Luján
Sheridan,IN
Summary
Accountant with almost 20 years of experience in financial and accounting management. Expert in financial statement analysis. Skills to learn new processes quickly and adapt to the needs and objectives of the company. Hardworking, focused and diligent. Good with people and ability to solve problems.
Overview
22
22
years of professional experience
9
9
years of post-secondary education
Work History
Life Insurance Producer
Self-employed Worker
Indianapolis, IN
10.2023 - Current
- Collaborated with underwriters to negotiate favorable terms for clients, ensuring their coverage adequately protected their financial interests.
- Developed customized insurance solutions to meet the individual needs of each client, leading to improved retention rates.
- Analyzed clients' financial situations to recommend suitable insurance solutions effectively.
- Analyzed clients'' financial goals and objectives to recommend appropriate life insurance products that aligned with their needs, maximizing policyholder satisfaction.
Regional Accountant
Gyrodata Ecuador L.L.C.
Ecuador
11.2016 - 05.2022
- Management of the financial and accounting side of Trinidad and Tobago, Peru and Venezuela and support for specific projects in Ecuador and Colombia (asset and inventory control and balance sheet account reconciliation and exclusive management of imports and exports of tools from Ecuador).
- Collaborated with cross-functional teams to develop budget forecasts, supporting strategic business decisions.
- Established relationships with key suppliers/vendors to negotiate favorable terms when executing contracts, resulting in reduced costs for the organization.
- Increased financial accuracy by conducting thorough account analysis and reconciliations.
- Contributed to cost-saving initiatives through rigorous expense review and monitoring against budget targets.
- Participated in special projects such as system implementations or process improvements, providing valuable input on potential financial impacts and budget considerations.
- Optimized cash flow management by analyzing receivables, payables, and bank transactions regularly.
- Supported company growth initiatives by maintaining scalable accounting systems and processes in alignment with business objectives.
- Enhanced the accuracy of financial statements by identifying discrepancies in accounts payable/receivable ledgers and resolving them promptly.
- Streamlined accounting processes for improved efficiency and reduced errors.
- Delivered timely financial information to stakeholders through regular reports outlining revenue trends, variance analysis, profitability ratios, among others.
- Facilitated successful audits by maintaining organized records, coordinating with external auditors, and addressing any identified issues promptly.
- Prepared working papers, reports and supporting documentation for audit findings.
- Provided journal entries and performed accounting on accrual basis.
- Collected and reported monthly expense variances and explanations.
- Trained new employees on accounting principles and company procedures.
- Cooperated with senior leaders to create operating budgets and initiate financial planning.
- Managed regional financial reporting to ensure compliance with local regulations and company policies.
- Led audits by preparing detailed documentation, facilitating external auditor reviews, and addressing findings promptly.
General Accountant
Gyrodata de Venezuela, S.A.
Venezuela
03.2007 - 08.2016
- Management of the financial and accounting part of the entire company in Venezuela (including 2 offices).
- Managed accounts payable and receivable functions, maintaining accurate records and timely payments to vendors while collecting outstanding invoices.
- Supported month-end closing process by preparing financial statements, variance analyses, and account reconciliations.
- Assisted with budget preparation, monitoring expenses, and providing timely updates to management on variances.
- Improved financial accuracy by conducting thorough account reconciliations and adjusting journal entries.
- Ensured tax compliance by preparing monthly sales tax returns and assisting with annual income tax filings.
- Collaborated with external auditors during year-end audits, ensuring compliance with regulations and accurate financial reporting.
- Prepared detailed cash flow analyses for management review, highlighting potential areas of concern related to liquidity issues or potential shortfalls in operating funds.
- Trained and mentored junior staff members on various aspects of general accounting principles, software applications, and best practices in order to foster a culture of continuous learning and professional development.
- Reduced discrepancies in financial statements through meticulous attention to detail and regular reviews of account balances.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Handled day-to-day accounting processes to drive financial accuracy.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Maintained integrity of general ledger and chart of accounts.
- Reviewed accounts, resolved coding areas, and tracked recurring expenses for accrual entry.
- Identified legal tax savings and recommended ways to improve profits.
- Collected and reported monthly expense variances and explanations.
- Prepared working papers, reports and supporting documentation for audit findings.
- Trained new employees on accounting principles and company procedures.
Administrative Assistant
Pro-Data Wire Line, C.A.
Venezuela
10.2004 - 08.2005
- Streamlined office operations by organizing files and maintaining efficient records management systems.
- Developed and implemented administrative procedures to enhance workflow efficiency across departments.
- Assisted with human resources tasks such as updating employee files or submitting time-off requests per company policy guidelines.
- Managed expense reports for executive staff members, ensuring accurate documentation of spending for budgeting purposes.
- Assisted in preparation of financial reports, gathering data that contributed to budgeting accuracy.
Education
Bachelor of Public Accounting -
La Universidad Del Zulia (LUZ)
Zulia, Venezuela 09.1999 - 10.2004
High School Diploma -
U.E.P. “Juan Bosco”
Zulia, Venezuela 09.1995 - 07.1999
Skills
- Ethical practices
- Policy analysis
- Financial planning
- Needs assessment
- Strong interpersonal skills
- Teamwork
- Attention to detail
- Multitasking Abilities
- Adaptability and flexibility
- Professionalism
LANGUAGES
Spanish
Native or Bilingual
English (B1–B2)
Limited Working
Timeline
Life Insurance Producer
Self-employed Worker
10.2023 - Current
Regional Accountant
Gyrodata Ecuador L.L.C.
11.2016 - 05.2022
General Accountant
Gyrodata de Venezuela, S.A.
03.2007 - 08.2016
Administrative Assistant
Pro-Data Wire Line, C.A.
10.2004 - 08.2005
Bachelor of Public Accounting -
La Universidad Del Zulia (LUZ)
09.1999 - 10.2004
High School Diploma -
U.E.P. “Juan Bosco”
09.1995 - 07.1999