Milagro Luján
Sheridan,IN
Summary
Accountant with almost 20 years of experience in financial and accounting management. Expert in financial statement analysis. Skills to learn new processes quickly and adapt to the needs and objectives of the company. Hardworking, focused and diligent. Good with people and ability to solve problems.
Overview
18
18
years of professional experience
Work History
Life Insurance Producer
Self-employed Worker
10.2023 - Current
- Enhanced client understanding of complex life insurance products through clear communication and educational materials, fostering trust and loyalty.
- Collaborated with underwriters to negotiate favorable terms for clients, ensuring their coverage adequately protected their financial interests.
- Developed customized insurance solutions to meet the individual needs of each client, leading to improved retention rates.
- Educated potential clients on the importance of life insurance as a critical component of overall financial security planning during initial consultations or presentations at seminarsworkshops.
Regional Accountant
Gyrodata Ecuador L.L.C.
11.2016 - 05.2022
- Management of the financial and accounting side of Trinidad and Tobago, Peru and Venezuela and support for specific projects in Ecuador and Colombia (asset and inventory control and balance sheet account reconciliation and exclusive management of imports and exports of tools from Ecuador).
- Collaborated with cross-functional teams to develop budget forecasts, supporting strategic business decisions.
- Established relationships with key suppliers/vendors to negotiate favorable terms when executing contracts, resulting in reduced costs for the organization.
- Increased financial accuracy by conducting thorough account analysis and reconciliations.
- Contributed to cost-saving initiatives through rigorous expense review and monitoring against budget targets.
- Participated in special projects such as system implementations or process improvements, providing valuable input on potential financial impacts and budget considerations.
- Optimized cash flow management by analyzing receivables, payables, and bank transactions regularly.
- Supported company growth initiatives by maintaining scalable accounting systems and processes in alignment with business objectives.
- Enhanced the accuracy of financial statements by identifying discrepancies in accounts payable/receivable ledgers and resolving them promptly.
- Streamlined accounting processes for improved efficiency and reduced errors.
- Delivered timely financial information to stakeholders through regular reports outlining revenue trends, variance analysis, profitability ratios, among others.
- Facilitated successful audits by maintaining organized records, coordinating with external auditors, and addressing any identified issues promptly.
- Prepared working papers, reports and supporting documentation for audit findings.
- Provided journal entries and performed accounting on accrual basis.
- Collected and reported monthly expense variances and explanations.
- Trained new employees on accounting principles and company procedures.
- Cooperated with senior leaders to create operating budgets and initiate financial planning.
General Accountant
Gyrodata de Venezuela, S.A.
03.2007 - 08.2016
- Management of the financial and accounting part of the entire company in Venezuela (including 2 offices).
- Managed accounts payable and receivable functions, maintaining accurate records and timely payments to vendors while collecting outstanding invoices.
- Supported month-end closing process by preparing financial statements, variance analyses, and account reconciliations.
- Assisted with budget preparation, monitoring expenses, and providing timely updates to management on variances.
- Improved financial accuracy by conducting thorough account reconciliations and adjusting journal entries.
- Ensured tax compliance by preparing monthly sales tax returns and assisting with annual income tax filings.
- Collaborated with external auditors during year-end audits, ensuring compliance with regulations and accurate financial reporting.
- Prepared detailed cash flow analyses for management review, highlighting potential areas of concern related to liquidity issues or potential shortfalls in operating funds.
- Trained and mentored junior staff members on various aspects of general accounting principles, software applications, and best practices in order to foster a culture of continuous learning and professional development.
- Reduced discrepancies in financial statements through meticulous attention to detail and regular reviews of account balances.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Handled day-to-day accounting processes to drive financial accuracy.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Maintained integrity of general ledger and chart of accounts.
- Reviewed accounts, resolved coding areas, and tracked recurring expenses for accrual entry.
- Collaborated with accounting manager to comply with governing bodies and limit regulatory risks.
- Identified legal tax savings and recommended ways to improve profits.
- Collected and reported monthly expense variances and explanations.
- Prepared working papers, reports and supporting documentation for audit findings.
Education
Bachelor of Public Accounting -
La Universidad Del Zulia (LUZ)
Zulia, Venezuela10-2004
Skills
- Ethical practices
- Policy analysis
- Financial planning
- Needs assessment
- Strong interpersonal skills
- Teamwork
- Attention to detail
- Multitasking Abilities
- Adaptability and flexibility
- Professionalism
LANGUAGES
Spanish
Native or Bilingual
English (B1–B2)
Limited Working
Timeline
Life Insurance Producer
Self-employed Worker
10.2023 - Current
Regional Accountant
Gyrodata Ecuador L.L.C.
11.2016 - 05.2022
General Accountant
Gyrodata de Venezuela, S.A.
03.2007 - 08.2016
Bachelor of Public Accounting -
La Universidad Del Zulia (LUZ)
Similar Profiles
Gefen AzoulayGefen Azoulay
Intern at Self-employed WorkerIntern at Self-employed Worker
Josiah SandersJosiah Sanders
Home Health Aide at Self Employed WorkerHome Health Aide at Self Employed Worker
Roman ChyherRoman Chyher
Driver at Self Employed WorkerDriver at Self Employed Worker
Zane KnightZane Knight
Co-Owner at Roll to One LLCCo-Owner at Roll to One LLC
Brittany StacyBrittany Stacy
Patient Care Technician at IU Health North HospitalPatient Care Technician at IU Health North Hospital