MILLICENT QOCHIWA
Jersey City,NJ
Summary
Quantitative Finance graduate student with training in financial risk, derivatives, and data analysis. Experienced in applying Python and Excel to analyze portfolios, simulate risk scenarios, and interpret financial results. Seeking analyst roles in risk, analytics, or quantitative finance.
Overview
3
3
years of professional experience
2
2
Certifications
Work History
Graduate Assistant, Internal Read Team
NYU GRADUATE ADMISSIONS OFFICE
New York, USA
09.2025 - Current
- Reviewing and assessing graduate applications to ensure compliance with program requirements and university standards.
- Contribute to data management, applicant tracking and process improvement within the Graduate Admissions Office
Junior Quantitative Analyst, Financial Risk Management
DURA CAPITAL LIMITED
Harare, Zimbabwe
03.2024 - 08.2025
- Contributed to development of Python and Excel based Expected Credit Loss (ECL) models by performing data cleaning, preprocessing and analysis enhancing credit risk forecasting and supporting IFRS 9 compliance.
- Performed WACC based discount rate validation for diverse assets, ensuring fair valuations and informing strategic decisions.
- Utilized Bloomberg-source data (Spreads, LGDs), to estimate Zimbabwe's default spreads and value Zimbabwean Treasury Bills supporting portfolio and liquidity decisions aligned with local economic conditions.
- Built a Python-based application to automate regional tender searches across 60+ websites, using scheduled scraping and keyword filters, streamlining procurement tracking for financial risk projects.
- Identified and resolved data inconsistencies during quality control for Credit Studio analytics platform, highlighting differences in 12-month ECL results reported in the Management Dashboard and those calculated in Risk Analytics Dashboard
Operations Intern, Microfinance
BANCABC BANK
Harare, Zimbabwe
09.2021 - 07.2022
- Processed and disbursed over 150 loan applications daily, ensuring fast turnaround times supporting efficient banking operations and overseeing fund recalls, preparing memos and internet banking schedules ensuring accurate financial reporting.
Education
Master of Science - Financial Engineering
NEW YORK UNIVERSITY, TANDON SCHOOL OF ENGINEERING
Brooklyn, NY05.2027
Bachelor of Science - Applied Mathematics with Economics
UNIVERSITY OF ZIMBABWE
Harare, Zimbabwe09.2023
Skills
- Python (Pandas, NumPy, Matplotlib, Seaborn), Microsoft Excel
- Financial modeling (valuation, Monte Carlo, risk modeling)
- Data analysis, data visualization (Power BI)
- Fixed income, derivatives, and risk management
Research And Academic Projects
Valuation for Financial Engineering FREGY-6103 - Finance and Risk Engineering Department, NYU TANDON SCHOOL OF ENGINEERING, New York City, NY, 09/25, 12/25,
- Developed pricing models for vanilla and exotic options (index, single-name, and basket options) using historical and implied distributions, Monte Carlo simulation, and static replication; compared empirical, lognormal, and mixture models against market prices.
- Structured and valued credit products and fixed income instruments, including CDO tranches and Treasury term structures, applying correlated default modeling, waterfall cash flows, bootstrapping, and risk-adjusted valuation metrics.
Coursework Highlights
Calculus, Real Analysis, Probability Theory, Stochastic Processes, Survival Models, Risk Theory, Introduction to Derivatives, Valuation for Financial Engineering, Quantitative Methods in Finance, Microeconomics, Business Management for Scientists, Entrepreneurship
Websites
Certification
Bloomberg Market Concepts (MBC)
Bloomberg Spreadsheet Analysis
Accomplishments
African Opportunity Scholarship, New York University, 2025-2027
Extracurricular Activities
International Association for Quantitative Finance (IAQF), Member, 2026
NYU Society of Women Engineers (NYU SWE), Member, 2026
Timeline
Graduate Assistant, Internal Read Team
NYU GRADUATE ADMISSIONS OFFICE
09.2025 - Current
Junior Quantitative Analyst, Financial Risk Management
DURA CAPITAL LIMITED
03.2024 - 08.2025
Operations Intern, Microfinance
BANCABC BANK
09.2021 - 07.2022
Master of Science - Financial Engineering
NEW YORK UNIVERSITY, TANDON SCHOOL OF ENGINEERING
Bachelor of Science - Applied Mathematics with Economics
UNIVERSITY OF ZIMBABWE