MOJISOLA AJAYI
Newark,NJ
Summary
Twelve (12) years banking experience in credit analysis, risk management and treasury management. Experienced supervisor with a management style adaptable to change Management staff and member of strategic committees such as ALCO (Asset & Liability Committee), MCC (Management Credit Committee) and Product Development for upwards of 7 years in one of the top 3 micro-finance banks in Abuja, Nigeria
Overview
15
15
years of professional experience
1
1
Certification
Work History
Head-Risk Management
e-BARCS MICROFINANCE BANK LTD
07.2019 - 07.2023
- To develop and enhance appropriate risk management strategies, policies, processes, systems and methodologies
- To co-ordinate and monitor the implementation of risk management initiatives within the bank and the application and effectiveness of risk management processes
- To co-ordinate appropriate and timely delivery of risk management information by risk owners
- To collate and review all risk registers for consistency and completeness
- To provide advice and tools to staff, management, the Executive and Board on risk management issues within the bank, including facilitating workshops in risk identification
- To attend risk meetings of risk committee or audit committee
- To conduct a bank-wide risk assessment no less frequently than annually
- To provide independent reporting to the Board on risk issues (e.g
- Risk appetite, risk profile of the bank, etc) and independent assurance to the CEO and Board that material risks are identified and managed by line management and that the Bank is in compliance with enterprise risk policies, processes and limits
Head-Treasury Department
e-BARCS MICROFINANCE BANK LTD
04.2015 - 06.2019
- To manage all aspects of In-house investment portfolios
- To manage flow of cash in order to maximize the potential of using it to earn investment income for the bank
- To stabilize investment returns
- To manage the Banks Treasury within Statutory Constraints
- To consider and effectively address the risks associated with each treasury management activity and advice management accordingly
Head-Credit Analysis Department
e-BARCS MICROFINANCE BANK LTD
01.2009 - 04.2015
- Credit Analysis involving risk identification, assessment and mitigation
- Loan monitoring
- Compliance reporting
- Data analysis
- Optimization of portfolio returns
- Training on credit analysis
- Monthly returns to the Central Bank of Nigeria
- Weekly Credit Reporting
Education
Bachelor of Arts - English Language
Olabisi Onabanjo University Ago Iwoye
Ogun State Nigeria01.2006
High School Diploma -
Baptist Secondary School Ibadan
Oyo State Nigeria01.1998
Skills
- Operational risk management
- Enterprise risk management
- Liquidity risk management
- Investment management
- Credit risk management
- Market risk management
Attributes
- High sense of professionalism, dedication to duty, very painstaking at delivering on set targets, and going the extra-mile to achieve organizational results.
- Ability to work independently with minimal supervision.
- Ability to adapt effectively within any team and work environment contributing my best to achieve organizational goals, with integrity, commitment and passion for excellence.
- Great respect for confidentiality.
Personal Information
- Place of Birth: Ogun State
- Date of Birth: 03/23/82
- Nationality: Nigerian
- Marital Status: Single
Certification
- 2014-Microfinance Certification Programme: Chartered Institute of Bankers in Nigeria (CIBN)
- 2007- Proficiency Certificate in Management: Nigerian Institute of Management (NIM)
Timeline
Head-Risk Management
e-BARCS MICROFINANCE BANK LTD
07.2019 - 07.2023
Head-Treasury Department
e-BARCS MICROFINANCE BANK LTD
04.2015 - 06.2019
Head-Credit Analysis Department
e-BARCS MICROFINANCE BANK LTD
01.2009 - 04.2015
Bachelor of Arts - English Language
Olabisi Onabanjo University Ago Iwoye
High School Diploma -
Baptist Secondary School Ibadan
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