Summary
Overview
Work History
Education
Skills
Certification
Community Service
Section name
Affiliations
Interests
Timeline
Generic

Monica D. Stevens

Kathleen,GA

Summary

Experienced professional with over 30 years in Mortgage Wholesale and Retail Banking Industry. Specialized in Credit Risk Assessment, Mortgage Underwriting, and Account Management. Skilled Direct Endorsed Underwriter proficient in FHA/VA LAPP(SAR), Conventional, Sub-Prime, and Rural Development loans. Able to evaluate risk and make strategic lending decisions to optimize business outcomes.

Overview

32
32
years of professional experience
1
1
Certification

Work History

Underwriting Standards Specialist II Credit

Fannie Mae Atlanta, Ga
12.2010 - Current
  • Reviewed closed loans for quality assurance, misrepresentation and risk. Analyze and report on loan quality issues and ensured that loans meet the firms specific guidelines and requirements.
  • Contracts and variances.
  • Performed risk analysis confirming the deficiencies identified during the review process of various loan products.
  • Accurately record data and review conclusions in QAS (Quality Assurance System)

Quality Assurance Underwriter (Fannie Mae Contractor in Atlanta, Ga)

Justin Bradley-Washington, DC
04.2010 - 12.2010
  • Reviewed closed loans for quality assurance, misrepresentation and risk. Analyze and report on loan quality issues and ensured that loans meet the firms specific guidelines and requirements.
  • Contracts and variances.
  • Performed risk analysis confirming the deficiencies identified during the review process of a variety of various loan products.
  • Accurately record data and review conclusions in QAS (Quality Assurance System)

Account Executive

FPF Wholesale- Tampa, Fl.
09.2009 - 03.2010

Account Executive

Taylor Bean & Whitaker Mortgage and Banking – Atlanta, GA
07.2007 - 08.2009

Senior Underwriter

Taylor Bean & Whitaker Mortgage and Banking – Atlanta, GA
08.2000 - 07.2007

Senior Underwriter

Matrix Financial Services – Atlanta, Georgia
01.1998 - 08.2000

Countrywide Funding - Atlanta, Georgia
09.1993 - 01.1998

Education

Straver University
03.2026

Skills

  • Customer relations
  • Expert problem solving
  • Analytical thinking
  • Documentation management
  • Quality assurance
  • Advanced communication
  • Proficient in Microsoft 360
  • Root-cause analysis
  • Quality assessment
  • Technical communication
  • Stakeholder engagement
  • Risk management
  • Problem-solving
  • Written communication

Certification

  • Direct Endorsed Underwriter (DE)
  • Uniformed Residential Appraisal Report
  • LAPP (SAR) Underwriter
  • Loan Prospector Certified Trainer (Freddie Mac)
  • Mortgage Loan Processing (Capstone Institute)
  • Trainer Certification (Langevin Learning Center)
  • NMLS Training (24 hours)

Community Service

Good Deeds Community Service, 2010, monetary donations and time devoted to feeding the homeless once a month since 2010.

Section name

  • Lupus Walk 2023
  • March of Dimes 2023

Affiliations

  • Sigma Chi Psi Sorority Incorporated

Interests

  • Enjoy participating in [activity] for overall physical and mental well-being
  • Gym Workouts
  • Yoga

Timeline

Underwriting Standards Specialist II Credit

Fannie Mae Atlanta, Ga
12.2010 - Current

Quality Assurance Underwriter (Fannie Mae Contractor in Atlanta, Ga)

Justin Bradley-Washington, DC
04.2010 - 12.2010

Account Executive

FPF Wholesale- Tampa, Fl.
09.2009 - 03.2010

Account Executive

Taylor Bean & Whitaker Mortgage and Banking – Atlanta, GA
07.2007 - 08.2009

Senior Underwriter

Taylor Bean & Whitaker Mortgage and Banking – Atlanta, GA
08.2000 - 07.2007

Senior Underwriter

Matrix Financial Services – Atlanta, Georgia
01.1998 - 08.2000

Countrywide Funding - Atlanta, Georgia
09.1993 - 01.1998

Straver University

Similar Profiles

CREATE PROFILE