Summary
Overview
Work History
Education
Skills
Timeline
Generic

Monica Jampsa

Monticello,MN

Summary

To obtain a position where my skills can be utilized to a maximum potential. Mortgage professional known for high standards and commitment to results. Extensive experience coordinating loan closings and ensuring compliance with regulatory requirements. Valued team collaborator who adapts to changing needs and consistently delivers accurate documentation. Reliable and detail-oriented with strong organizational skills.

Overview

19
19
years of professional experience

Work History

Mortgage Closer

Waterstone Mortgage Corporation
11.2015 - 11.2024

Pipeline management and prepared loan documents, reviewed for accuracy with completeness to adhere to compliance and regulatory investor requirements

  • Reviewed title commitments, employment verification, purchase contracts, appraisals, and other various documents required to complete the loan file
  • Monitored daily reports for financing contingencies, rate expiration dates and outstanding conditions
  • Worked closely with processors, loan officers, title companies, and customers to coordinate the closing date, time and location of closing
  • Enhanced customer satisfaction with timely and accurate mortgage closings, maintaining a professional demeanor throughout the process.
  • Monitored changing lending regulations continuously to maintain up-to-date knowledge of industry trends affecting the mortgage closing process.
  • Maintained a high level of accuracy and professionalism while managing a up to 100 loans per month, consistently meeting or exceeding performance targets.

Mortgage Closer

America Mortgage Equity and Consultants
04.2011 - 02.2015
  • Reviewed and approved mortgage loan to determine closing conditions were met
  • Verified accuracy and consistency of all loan documents
  • Compiled the closing package to be signed
  • Developed strong relationships with clients and real estate agents, fostering trust in the mortgage closing process.

Title Closer/HUD Prep

Nations Title Agency of MN, Inc.
11.2010 - 04.2011
  • Scheduled closings and set up mobile notaries to attend the closings at the borrower’s homes
  • Reviewed title commitments on each file
  • Prepared the HUD-1 Settlement statement for multiple lenders by using the lenders closing instructions, payoffs, tax certificates, GFE Comparisons, application and web based programs
  • Reviewed closing packages
  • Compiled the closing package to be signed
  • Consulted with clients to recognize needs and provide tailored solutions.

Closer

Summit Mortgage Corporation
10.2005 - 11.2010
  • Reviewed approved loans to determine conditions were met prior to closing
  • Compiled and typed closing documents
  • Requested specific documents needed for closing from loan officers, processors, title companies, and insurance agents
  • Verified accuracy and consistency of specifics on documents, such as title abstract, insurance forms, mortgages, deeds of trust and all other legal documents
  • Typed and assembled closing documents for delivery to title company
  • Compiled closed loan forms for delivery to marketing department for the sale to the specific investor
  • Served as a reliable point of contact for both internal teams and external partners throughout deal closures ensuring efficient information flow.

Education

High School Diploma -

Wayzata High School
Wayzata, MN

Some College (No Degree) - Business Administration

Axia University
Cabazon, CA

Skills

  • Loan closing expertise
  • Funding coordination
  • Mortgage regulations proficiency
  • Deadline adherence
  • Customer service
  • Multitasking
  • Effective communication

Timeline

Mortgage Closer

Waterstone Mortgage Corporation
11.2015 - 11.2024

Mortgage Closer

America Mortgage Equity and Consultants
04.2011 - 02.2015

Title Closer/HUD Prep

Nations Title Agency of MN, Inc.
11.2010 - 04.2011

Closer

Summit Mortgage Corporation
10.2005 - 11.2010

High School Diploma -

Wayzata High School

Some College (No Degree) - Business Administration

Axia University
Monica Jampsa