Monique Blocker
Clinton Township
Summary
Experienced and highly motivated Senior Mortgage Loan Officer with over 30 years of proven success in originating, processing, and closing residential and commercial mortgage loans. Adept at building strong client relationships, analyzing creditworthiness, and ensuring compliance with industry regulations. Committed to delivering exceptional customer service, and driving business growth through strategic networking and market analysis.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Senior Mortgage Loan Officer
Integrity Mortgage LLC
Ypsilanti
10.2016 - Current
- Originate and process residential and commercial mortgage loans, ensuring compliance with federal, state, and company regulations.
- Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories.
- Provided guidance on credit improvement strategies to enhance borrower qualifications.
- Train and mentor junior loan officers and support staff.
- Attended relevant conferences or seminars in order to stay abreast of new developments within the industry.
Mortgage Loan Officer
Cranbrook Mortgage
Clinton Township
07.2013 - 10.2016
- Evaluated loan applications to determine eligibility and risk factors.
- Collaborated with underwriters to streamline approval timelines.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
Senior Mortgage Loan Officer
Wells Fargo
Farmington Hills
03.2012 - 07.2013
- Assisted clients in selecting appropriate loan products based on financial needs and objectives.
- Processed loan applications, verified documentation, and coordinated with underwriting and closing departments.
- Maintained up-to-date knowledge of mortgage industry trends, guidelines, and products.
- Created alliances and built relationships with many financial institutions and real estate-related professionals in B2B and B2C.
Education
Bachelor of Science - Biology
University of Windsor
Windsor, ON, CanadaSkills
- Residential & Commercial Lending
- Loan Origination & Processing
- Credit Analysis & Underwriting
- Customer Relationship Management
- Regulatory Compliance (FHA, VA, USDA, Conventional)
- Sales & Business Development
- Financial Analysis
- Team Leadership & Training
- Risk Assessment
- Market Analysis
- Various Originating Software
- AUS (DU/LP)
- Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
Affiliations
- Mortgage Bankers Association (MBA)
- National Association of Mortgage Brokers (NAMB)
- Association of Independent Mortgage Experts (AIME)
Certification
- Mortgage Loan Originator (MLO) License - Michigan
- Notary Public - Michigan
References
Available upon request.
Timeline
Senior Mortgage Loan Officer
Integrity Mortgage LLC
10.2016 - Current
Mortgage Loan Officer
Cranbrook Mortgage
07.2013 - 10.2016
Senior Mortgage Loan Officer
Wells Fargo
03.2012 - 07.2013
Bachelor of Science - Biology
University of Windsor