Summary
Overview
Work History
Education
Skills
Timeline
BusinessAnalyst

Monique Opet

Moore,SC

Summary

Created a "Group Underwriting Manager" position to oversee the underwriting department, which I increased underwriting daily file completions, quicker turn-around times and control of credit quality standards. Strong management adeptness. Top producer in sales. Astute Loan Processor bringing 23 years of experience in banking and financial positions. Work well with people of all backgrounds to complete loan packages. Adept at building loyalty and trust between bank and customer. Versatile loan processing professional specializing in customer service and bank standards. Excellent communicator and decision maker with a strong eye for detail and a proactive nature. Driven finance and banking professional effective at maximizing customer service opportunities while exceeding individual performance goals. Community reputation for industry knowledge and high levels of integrity in loan processing. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Hardworking and passionate job seeker with strong organizational skills eager to secure job position. Ready to help team achieve company goals. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

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Professional work history of 36 years

Work History

Senior Loan Processor II (Remote)

Lennar Mortgage,LLC Fka Eagle Home Mortgage
Tempe, AZ
06.2020 - Current
  • Handled any conditions sent from underwriting departments.
  • Coordinated closing process with attorneys, title companies and government clerks.
  • Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
  • Upheld complete confidentiality of all submitted information according to release guidelines.
  • Perform duties of Conventional, FHA, VA and USDA, loan processing and closing
  • Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
  • Prepared documents for underwriting by verifying client income, credit reports and other information.
  • Processed loans within various departments to achieve timely, accurate and fair proceedings.
  • Provided quick turnaround times to maintain fast-past schedule.
  • Checked packages for appropriate documentation.

Underwriter/Underwriter Auditor

Pinnacle Capital Mortgage
Pheonix, AZ
05.2012 - 02.2013
  • Supported review and acceptance or denial of new or renewal business.
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
  • Created Auditor role, ausited 8-10 underwriters to ensure files had a srtandard of quality control, accuracy and increase their productivty.
  • My position and employment were interrupted due to being diagnosed with NASH liver disease. Recived my liver transplant in april 2018 and haven't stopped since. I am a quick study and hav been faced with challenges due to cahnges in the loan industry i.e. the great recession.

Underwriter III

Wells Fargo Home Mortgage
Phoenix, AZ
09.2010 - 04.2012
  • Supported review and acceptance or denial of new or renewal business.
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
  • Thorough knowledge of FNMA and FHLMC guidelines,standards and compliance.
  • Managed confidential material in a professional and highly ethical manner.

Education

Medical Coding/Billing Program

Kaplan University
Davenport, IA
06.2017

High School Diploma -

Del Mar High School
San Jose, CA
06.1989

Medical Coding/Billing Program

Kaplan University
Davenport, IA
06.2017

Skills

  • Desktop Underwriter
  • Credit Verification
  • Loan Feasibility Assessment
  • Reading Comprehension
  • Credit Reporting Software
  • Closing Documentation
  • Risk Management
  • Loan Processing Coordination
  • Insurance Forms
  • Attention to Detail
  • Contacting Borrowers
  • Loan Information Recording
  • Data Entry
  • Credit Applications
  • Credit File Updating
  • Automated Underwriting Systems
  • Customer Communication
  • Recognized Top Performer
  • Mortgage Underwriting
  • Underwriting Manager
  • Inside Sales Account Executive
  • B2B Sales
  • Technology Sales and Solutions
  • Credit Limit Establishment
  • Compassionate Care
  • Analytical and Critical Thinking

Timeline

Senior Loan Processor II (Remote)

Lennar Mortgage,LLC Fka Eagle Home Mortgage
06.2020 - Current

Underwriter/Underwriter Auditor

Pinnacle Capital Mortgage
05.2012 - 02.2013

Underwriter III

Wells Fargo Home Mortgage
09.2010 - 04.2012

Medical Coding/Billing Program

Kaplan University

High School Diploma -

Del Mar High School

Medical Coding/Billing Program

Kaplan University
Monique Opet