Morgan Ward
Nolensville,Tennessee
Summary
Results-driven Commercial Dealer Services Analyst with expertise from Ford Motor Company and Wells Fargo Dealer Services in credit risk assessment, fraud prevention and loan structuring. Proven ability to mentor junior analysts and enhance customer relations. Skilled in utilizing advanced methods to ensuring informed credit decisions that support business goals. Dependable and goal-oriented professional.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Commercial Dealer Services Analyst (CDSA)
Ford Motor Company
03.2023 - Current
- Analyzed credit reports and financial statements to evaluate risk for commercial loans in a timely matter.
- Conducted detailed market analysis to identify trends impacting creditworthiness of commercial loans.
- Analyzed credit data and financial statements to assess risk and recommend credit limits for commercial loans.
- Monitored industry trends and economic conditions to inform credit analysis strategies.
- Utilized advanced tools and trends for forecasting potential risks.
Credit Analyst
Wells Fargo Dealer Services
04.2009 - 03.2023
- Financial underwriting for consumer lending analyzing financial statements, assessing risk and evaluating credit worthiness.
- Mentoring junior analysts on best practices in credit evaluation, decisions and risk management techniques.
- Enhanced dealer relationships through effective communication of complex financial information, contributing to loyalty and retention.
Education
MBA -
Liberty University
Lynchburg, VABachelor of Science - Mass Communication
Middle Tennessee State University
Murfreesboro, TNSkills
- Loan structuring
- Dependable
- Customer relations
- Problem resolution
- Product knowledge
- Credit risk
- Credit decisions
- Goal oriented
Certification
- Lean Six Sigma Yellow Belt, Green Belt and Black Belt Certification.
- Business Analyst Certification.
Timeline
Commercial Dealer Services Analyst (CDSA)
Ford Motor Company
03.2023 - Current
Credit Analyst
Wells Fargo Dealer Services
04.2009 - 03.2023
MBA -
Liberty University
Bachelor of Science - Mass Communication
Middle Tennessee State University
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