Morgana Butler
Tulsa,OK
Summary
Commercial banking and credit risk professional with nearly 20 years of progressive experience across lending operations, collections, independent loan review, risk assessment, and leadership development. Recognized for sound credit judgment, executive-level communication, policy interpretation, and the ability to influence risk management practices across complex commercial portfolios. Trusted contributor to enterprise-wide initiatives involving regulatory guidance, credit governance, and portfolio risk management.
Overview
20
20
years of professional experience
Work History
Vice President, Loan Review Officer IV
Bank of Oklahoma
Tulsa, Oklahoma
02.2020 - Current
- Lead independent evaluations of complex commercial and specialized lending relationships.
- Assess risk rating accuracy, underwriting effectiveness, repayment capacity, collateral adequacy, and policy compliance.
- Present risk assessments and recommendations to senior management and executive leadership.
- Contribute to enterprise-wide initiatives involving credit policy interpretation, regulatory guidance implementation, and portfolio risk management.
- Serve on the Dual Risk Training Committee supporting training, methodology consistency, and reviewer development.
Office Manager
Harsco Corporation
Tulsa, OK
10.2018 - 08.2019
- Supported executive leadership through management of office operations, budgeting, procurement, travel coordination, and administrative functions.
- Managed office expenditures, vendor relationships, purchasing activities, and facilities resources to support operational efficiency and cost control.
- Coordinated recruiting, onboarding, and training activities while providing administrative support across human resources and business operations.
- Prepared reports, presentations, and executive communications to support management decision-making.
- Implemented process improvements that enhanced operational efficiency and reduced administrative costs.
Controller
Green Leaf Consulting, LLC
Anchorage, AK
01.2018 - 04.2018
- Managed accounting and financial operations, including reconciliations, vendor payments, financial reporting, and account analysis.
- Prepared financial reports and analyzed operating results to support business planning and management decision-making.
- Utilized QuickBooks to monitor financial performance, manage expenses, and maintain accurate accounting records.
- Identified financial irregularities that resulted in a significant internal investigation and executive leadership action.
- Increased operational productivity by 25% through process improvement and organizational efficiency initiatives.
- Performed facility-level cost analyses that reduced direct operating expenses by 20%.
Staff Loan Reviewer
First National Bank Alaska
Anchorage, AK
07.2010 - 12.2017
- Performed independent reviews of commercial credit relationships.
- Analyzed borrower performance, guarantor support, repayment sources, collateral coverage, and loan structure.
- Prepared written assessments and recommendations for management.
- Developed experience in commercial credit analysis, policy interpretation, and loan grading methodology.
Collections Specialist
Wells Fargo
Anchorage, Alaska
02.2009 - 05.2010
- Managed delinquent and problem-loan relationships, building experience in borrower behavior, workout strategies, loss mitigation, and repayment analysis.
Financial Service Consultant
Alaska USA Federal Credit Union
Anchorage, AK
11.2006 - 03.2008
- Originated consumer and small-business lending products and developed foundational lending, documentation, and client relationship experience.
Education
Bachelor of Arts - Finance | Minor - Psychology
University of Alaska Anchorage
Anchorage, AK12-2017
Associate of Arts - General Program
University of Alaska Anchorage
Anchorage, AK07-2016
Skills
- Commercial Credit Analysis
- Portfolio Risk Management
- Credit Policy Interpretation
- Risk Rating Methodology
- CRE & C&I Lending
- Regulatory Guidance
- Executive Presentations
- Strategic Risk Assessment
- Client Relationship Management
- Cross-Functional Leadership
- Credit Governance
- Training & Development
Target Role Alignment
- Experience evaluating commercial credit quality, risk ratings, repayment capacity, collateral protection, and underwriting effectiveness.
- Demonstrated ability to interpret credit policy, identify emerging portfolio risks, and communicate recommendations to peers and senior leadership.
- Experienced collaborator with lending, credit administration, and risk management stakeholders.
- Leadership experience through enterprise development programs, training committee participation, and industry involvement.
Affiliations
- Chair, Women in Banking (Tulsa) | Risk Management Association (RMA) Oklahoma Chapter
- Bank of Oklahoma Emerging Leaders Program Participant - 2026
- Bank of Oklahoma Emerging Leaders (E1) Graduate with business feasibility presentation - 2025
Timeline
Vice President, Loan Review Officer IV
Bank of Oklahoma
02.2020 - Current
Office Manager
Harsco Corporation
10.2018 - 08.2019
Controller
Green Leaf Consulting, LLC
01.2018 - 04.2018
Staff Loan Reviewer
First National Bank Alaska
07.2010 - 12.2017
Collections Specialist
Wells Fargo
02.2009 - 05.2010
Financial Service Consultant
Alaska USA Federal Credit Union
11.2006 - 03.2008
Bachelor of Arts - Finance | Minor - Psychology
University of Alaska Anchorage
Associate of Arts - General Program
University of Alaska Anchorage