Mrs. Wesley Garcia
Senior Credit Analyst
Hockley,TX
Summary
Bilingual Credit Analyst successfully managing portfolio valued at $10MM. Collaborative team player with strong customer service skills, and the ability to maintain client to business relationships. Eager to apply skills in account management to augment an employer's services.
Overview
7
7
years of professional experience
1
1
year of post-secondary education
Work History
Senior Credit Analyst II
Daikin Comfort Tech
11.2019 - Current
- Primarily focus on maintenance and collection follow up of past due accounts
- Develop rapport with B2B customers and sales and document correspondence in internal systems on customer accounts
- Sending statement, dunning notices, working with B2B customers to obtain remittances advises, quickly reconcile unapplied cash payments
- Appropriate release of B2B customers orders as long as the pass the appropriate credit checks
- Alert management of recommendations for write offs while adhering to the bad debt to sales metric set forth by the CFO.
Cash Processor Admin
Goodman Distribution, Inc
05.2019 - 01.2020
- Run GL transfer and post daily
- Perform and analyze all accounts receivable duties, including proper application of cash, check, ACH, and wire transactions
- Ensuring that all payments received meets the specified requirements
- Ensuring all operating and security and safe working procedures are always followed
- Using various cash management systems to ensure accurate counting and allocation
- Working as part of a team to meet goals to our customers
- Ensuring all necessary paperwork is completed accurately to provide audit trails
- Looking for any differences or discrepancies in notes and payments that are received, and raising these issues with supervisors
- Topper’s RVs
Business Manager
11.2016 - 05.2019
- Processed loans from range of $10K - $1M for the sale of RVs while maintaining the satisfied customer relationship
- Created monthly, quarterly and yearly budget reports for the targeted sales
- Scheduled and coordinated meetings for the team to discuss goals and ensured the team was complying with Federal Customer Law regulations
Education
Associates of Business Management -
Lone Star Community College
08.2022 - Current
Skills
Data analysis
High risk account reviews
Credit risk
Verbal and written communication
MS Office
Problem-Solving
Good Telephone Etiquette
Attention to Detail
Financial statements expertise
Commercial and consumer clients
Self-Motivated
Interpersonal Communication
Multitasking Abilities
Experienced with Mincron software
Cforia Software Proficiency
Timeline
Associates of Business Management -
Lone Star Community College
08.2022 - Current
Senior Credit Analyst II
Daikin Comfort Tech
11.2019 - Current
Cash Processor Admin
Goodman Distribution, Inc
05.2019 - 01.2020
Business Manager
11.2016 - 05.2019