MUHAMMED JAVED IQBAL
Troy,USA
Summary
Strategic and results-driven expert with over 15 years of international experience driving fiscal integrity, compliance, and organizational transformation across public, private, and multilateral sectors. Recognized for delivering financial management that enhances profitability, strengthens governance, and optimizes performance. Holds dual designations as Fellow Chartered Certified Accountant (FCCA) and Certified Public Accountant (CPA). Proven expertise in financial management, audit, HR operations, and risk governance, with a consistent record of implementing systems that improve accountability, transparency, and operational efficiency.
Overview
20
20
years of professional experience
Work History
Freelance Consultant
Self-employeed
Troy, MI
12.2024 - Current
- Delivered strategic financial advisory to SMEs, emphasizing fiscal planning and sustainable growth strategies.
- Developed governance frameworks and cost optimization models to enhance operational efficiency.
- Advised on internal audit readiness and risk mitigation, ensuring regulatory compliance.
- Focused on establishing financial control measures that support client objectives.
Senior HR & Financial Management Specialist
CAREC Institute
, China
01.2019 - 10.2024
- Directed financial planning, budgeting, and resource allocation for an ADB-affiliated institute with a $5M+ annual operating budget.
- Strengthened institutional accountability by implementing cost-monitoring systems that improved fiscal transparency and reporting accuracy by 35%.
- Developed and executed HR, financial, and administrative policies to enhance governance, efficiency, and staff performance.
- Led organizational risk assessments, audit engagements, and compliance reviews—reducing audit observations by 80%.
- Oversaw end-to-end HR operations, including recruitment, payroll, and capacity development for 50+ staff across multiple locations.
- Partnered with ADB and governing council members to align institutional strategies with financial sustainability and long-term development goals.
- ADB Regional Think Tank
Manager Audit
Common Management Unit
, Pakistan
01.2018 - 06.2018
- Executed risk-based audits for multimillion donor-funded programs, ensuring adherence to Global Fund and national regulations.
- Identified process gaps and implemented corrective controls, reducing financial discrepancies and improving compliance across grant portfolios.
- Delivered detailed audit reports with actionable insights, strengthening internal controls and governance practices.
- Ministry of Health (Global Fund Program)
Finance Specialist (Global Fund Grant)
National AIDS Control Program
, Pakistan
02.2015 - 12.2017
- Led financial management of Global Fund grants with a budget exceeding $15 million and oversight of 25+ implementing partners nationwide.
- Streamlined financial reporting processes, improving accuracy and timeliness of donor submissions by 40%.
- Authored financial management manuals and SOPs, institutionalizing strong internal control mechanisms at federal and provincial levels.
- Acted as principal liaison with the Global Fund and auditors, ensuring compliance with international financial and operational standards.
- Provided strategic input for the concept notes, budget proposals, program development, and ERP financial systems implementation.
- Acts as a reviewer for all payments ensuring accuracy and compliance with budget.
- Member of the procurement committee to make sure that the procurements are aligned with the government and global fund policies.
- Reviewed and approved the payroll.
- Ministry of Health
Financial Management Specialist (World Bank Projects)
The Urban Unit
, Pakistan
02.2013 - 03.2014
- Managed financial management of World bank project of over $150 million, with oversight of 25+ implementing partners nationwide.
- Implemented accounting and internal control systems for World Bank–funded projects supporting urban development initiatives.
- Produced periodic financial statements, cash flows, and variance analyses in alignment with World Bank fiduciary standards.
- Maintained all accounting records in line with approved accounting standards and in line with the bank's and government's regulations.
- Coordinated between the project team, bank, government official and other stakeholders for the matters related to the project implementation.
- Conducted staff training sessions to build government capacity in donor financial management and reporting.
- Government of Punjab
Financial Management Consultant
DTS Inc.
, Pakistan
12.2011 - 01.2013
- Performed financial and operational analyses including ratio benchmarking and risk profiling.
- Provided strategic advisory on investment planning, fund management, and performance optimization.
Accounts & Finance Manager
Shoaibi & Company Chartered Certified Accountants
London, UK
10.2005 - 08.2011
- Managed end-to-end accounting operations, payroll, and tax submissions for a diverse SME client base across the UK.
- Reconciled ledgers, VAT, and payroll accounts while ensuring compliance with UK GAAP and statutory requirements.
- Monitored cash flows and prepared detailed management accounts for clients.
- Supervised junior accountants and improved accuracy of financial reporting through targeted process improvements.
Education
MSc - International Accounting
Anglia Ruskin University
UKBachelor of Commerce -
University of Punjab
PakistanSkills
- Strategic financial planning
- Budgeting and forecasting
- Resource optimization
- Risk management
- Compliance oversight
- Audit governance
- Internal controls
- ERP implementation (SAP, QuickBooks)
- Organizational leadership
- Financial reporting
- Policy development
- Donor program management (ADB, World Bank, Global Fund)
- Procurement and contracts
- Stakeholder engagement
- Change management
- Team building
Certifications And Professional Affiliations
- Fellow Chartered Certified Accountant (FCCA), ACCA, United Kingdom
- Certified Public Accountant (CPA), CPA Australia
- Institute of Internal Auditors, IIA USA
Timeline
Freelance Consultant
Self-employeed
12.2024 - Current
Senior HR & Financial Management Specialist
CAREC Institute
01.2019 - 10.2024
Manager Audit
Common Management Unit
01.2018 - 06.2018
Finance Specialist (Global Fund Grant)
National AIDS Control Program
02.2015 - 12.2017
Financial Management Specialist (World Bank Projects)
The Urban Unit
02.2013 - 03.2014
Financial Management Consultant
DTS Inc.
12.2011 - 01.2013
Accounts & Finance Manager
Shoaibi & Company Chartered Certified Accountants
10.2005 - 08.2011
MSc - International Accounting
Anglia Ruskin University
Bachelor of Commerce -
University of Punjab