Hi, I’m
Munkhtuya Jimseekhuu
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
6
years of professional experience
Work History
Community Bank of the Bay
Senior Credit Analyst
10.2019 - Current
Job overview
- Risk Assessment : Evaluating the risk involved in insuring or lending to businesses. This involves analyzing financial statements, credit reports, and other relevant data to determine the likelihood of default.
- Recommendation Making : Making recommendations on whether to approve or decline insurance applications or loan requests. This includes setting the terms and conditions for coverage or lending.
- Pricing : Determining appropriate premiums or interest rates based on the level of risk associated with each application.
- Portfolio Management : Monitoring and managing a portfolio of insured or financed accounts to ensure ongoing compliance and risk management.
- Underwrite : Conducting a comprehensive financial and cash flow analysis of borrowers' repayment ability and preparing detailed credit authorization reports for the Chief Credit Officer, Chief Executive Officer, and Loan Committee directors. Underwriting mainly commercial and non-profit loans.
- Market Analysis : Keeping abreast of market trends, economic conditions, and industry developments to make informed underwriting decisions
Falcon Bridge Capital
Consultant
10.2021 - 01.2022
Job overview
- Reviewed loan files to ensure compliance with all state and federal lending regulations
- Reviewed mortgage loan documents to ensure compliance and update client information
- Performed examination and reconstruction of borrower's files to ensure compliance with guarantor requirements of all pertinent account information
- Confirmed loans are underwritten accordingly and ensure compliance with appropriate company and secondary market investor standards and guidelines.
Bay Cities Paving & Grading
Senior Accounts Payable
07.2018 - 10.2019
Job overview
- Worked in a large volume Accounts Payable department
- Met biweekly check run deadlines on time
- Verified reimbursements and claims before making payments
- Kept vendor statements current
- Requested certified payrolls from vendors and entered data into the system after complete verification
- Set up vendor information in accordance with W9 in the system
- Kept track of materials within Macro spreadsheet to create historical records
- Compared invoiced rates to purchase orders and quotes to forward contracts checked
- Contacted Vendors and Project Managers on a regular basis to solve discrepancies.
Education
California State University East Bay
Master of Business Administration
08.2024
California State University East Bay
Bachelor in Arts from Finance and Accounting
06.2018
College of Alameda
Associate in Science from Accounting
06.2016
Laney College
Associate in Arts from Business Administration
06.2016
Skills
Soft Skills:
- Analytical Skills : Strong ability to analyze financial statements, credit reports, and other data to assess risk
- Attention to Detail : Ensuring accuracy in underwriting decisions and documentation
- Communication Skills : Effective communication with clients, brokers, and colleagues to explain decisions and negotiate terms
- Decision-Making : Ability to make informed and timely underwriting decisions
- Knowledge of Industry Regulations : Understanding of regulatory requirements and compliance issues related to underwriting
- Financial Acumen : Solid understanding of financial principles and risk assessment techniques
- Problem-Solving Skills : Ability to identify issues and develop solutions to mitigate risks
Language Skills:
- English, Japanese and Mongolian
Technical Skills:
- Proficient in Excel, PowerPoint, Access, Publisher, WordPress, Tableau, QuickBooks, HCCS, Spectrum, Sageworks, and Fiserv
Timeline
Consultant
Falcon Bridge Capital
10.2021 - 01.2022
Senior Credit Analyst
Community Bank of the Bay
10.2019 - Current
Senior Accounts Payable
Bay Cities Paving & Grading
07.2018 - 10.2019
California State University East Bay
Master of Business Administration
California State University East Bay
Bachelor in Arts from Finance and Accounting
College of Alameda
Associate in Science from Accounting
Laney College
Associate in Arts from Business Administration
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