Detail oriented professional with comprehensive mortgage industry experience, seeking to secure a challenging position with an organization offering opportunities for growth and advancement.
Overview
11
11
years of professional experience
Work History
Operation Specialist- Remote
Wells Fargo Bank, N.A.
Ventura, CA
05.2022 - 11.2023
Conducted audits on completed cases to ensure accuracy and adherence to established guidelines for quality assurance purposes.
Enhanced reporting accuracy by diligently reviewing documentation and ensuring compliance with regulatory requirements.
Managed multiple projects concurrently, consistently meeting deadlines while maintaining high-quality work standards.
Collected, arranged, and input information into database system.
Paid attention to detail while completing assignments.
Demonstrated respect, friendliness and willingness to help wherever needed.
Multitasked various procedures /assignments
Managed approximately 30 emails per day from various parties
Senior Mortgage Loan Processor- Office & Remote
Wells Fargo Bank, N.A.
Ventura, CA
07.2012 - 05.2022
Senior Loan Processor for President's Club.
Managed Diverse pipeline of 40 to 50 files per month.
Exceeded Funding Goals of 25 to 30 loans per month.
Prioritized tasks to ensure deadlines were met consistently.
Process and close loan applications from initial set-up through funding.
Skilled at working independently, working within tight deadlines, analytical, strong organizational skills, multi tasker and able to work in a fast-paced environment
Responsible for calculating and analyzing income, assets, liabilities and any other client documentation.
Upheld complete confidentiality of all submitted information according to release guidelines.
Worked with customers in person, via telephone and email to answer questions and/or resolve any issues.
Explained very technical financial information to applicants in easy to understand language.
Reviewed loan files for completeness, identified missing documentation prior to submission to underwriting. generated needs list and/or approval letter for applicants.
Liaised with credit bureaus, employers, real estate agents, builders and other 3rd party sources.
Reduced turnaround time for mortgage approvals through effective communication with underwriters, processing manager and loan officers.
Assisted in training new team members, sharing best practices for efficient loan processing and customer service.
Developed and maintained courteous and effective working relationships.
Education
High School Diploma -
Oxnard High School
Oxnard, CA
06.1984
Skills
Processed mortgage loan applications accurately and successfully for over 20 years
Closed loans within 25 to 30days
Knowledge of FHA/VA, CALHFA, City Assistance, Non-Conforming, Conforming, New Construction, Leasehold, Manufactured and Mobile home loans
Vice President/Business Support Manager/Account Manager/Account Associate at Wells Fargo Bank, N.A. (acquired by Computershare Trust Company, N.A. Nov.2021)Vice President/Business Support Manager/Account Manager/Account Associate at Wells Fargo Bank, N.A. (acquired by Computershare Trust Company, N.A. Nov.2021)