Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

NATALIE GUASTAVINO

Summary

I started out in this business as a loan officer and moved into operations quickly advancing to underwriting. I took some time away from the industry after the crash in 2008 and came back in 2020 as an LOA/Processor.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Branch Processing Assistant

Fairway Mortgage
01.2022 - Current
  • Working with very large pipeline, deal with all third parties, VOEs, borrowers, conditions, assist multiple LOs and branch manager.


Loan Officer Assistant

Cardinal Financial
Los Angeles, CA
08.2021 - 10.2021
  • Process loan files from beginning to submission as well as gathering conditions once file came out of U/W
  • Direct contact for borrowers, third parties, and the only assistant for every LO at the branch.
  • Octane Software.

Sales Coordinator

Guaranteed Rate Affinity
Los Angeles, CA
11.2020 - 08.2021
  • Processed large pipeline after LO left the company and I was asked to step in by the branch manager.
  • Tasks included reviewing and running AUS, reviewing and gathering documents from borrowers, ordering 3rd parties, submitting files to underwriting, gathering conditions, escrow, title, and closing
  • Supported and trained new loan officers and assistants.
  • Encompass Software.


Conventional Mortgage Underwriter

Countrywide Home Loans
04.2005 - 07.2007
  • Underwriter - responsible for anywhere from 15-20 files per day. Very High Quotas.
  • Daily interaction with sales team, escrow, title, appraisers and funding.
  • Review loan for approval or denial and condition for missing documentation.
  • Familiarity with all of Countrywide Products which were extensive.

Loan Processor

Remax Real Estate
Tarzana, CA
10.2003 - 04.2005
  • Processed loans from beginning to end.
  • Met with all Account Reps to compare, price and choose loan programs for borrowers.
  • Responsible for getting all documentation and getting loans submitted, as well as gathering conditions once out of Underwriting.


Loan Officer

Coast To Coast Mortgage
West Los Angeles, CA
10.2002 - 10.2003
  • Responsible for file from beginning to end working with 40+ files in pipeline at any given time with no processor
  • Met with Account Executives to compare, price, lock and choose loan programs.
  • Prime and SubPrime Lenders
  • Attended all loan closings in person with borrowers.

Education

Bachelors - Finance

Villanova University
Villanova, PA
05.2002

Skills

  • Encompass
  • Octane
  • AUS
  • Jackie Dunlap's Courses

Certification

Completed Jackie Dunlap's Full Processing Course in November 2021.

Timeline

Branch Processing Assistant

Fairway Mortgage
01.2022 - Current

Loan Officer Assistant

Cardinal Financial
08.2021 - 10.2021

Sales Coordinator

Guaranteed Rate Affinity
11.2020 - 08.2021

Conventional Mortgage Underwriter

Countrywide Home Loans
04.2005 - 07.2007

Loan Processor

Remax Real Estate
10.2003 - 04.2005

Loan Officer

Coast To Coast Mortgage
10.2002 - 10.2003

Bachelors - Finance

Villanova University
NATALIE GUASTAVINO