Summary
Overview
Work History
Education
Skills
Timeline
Generic

Natalie Moreno

Leander,TX

Summary

Dynamic Senior Claims Examiner with extensive experience at USAA, excelling in complex premises liability claims. Proven expertise in claims analysis and negotiation, coupled with strong problem-solving skills. Recognized for effectively managing litigated files and enhancing customer satisfaction through exceptional service and attention to detail.

Overview

19
19
years of professional experience

Work History

Senior Claims Examiner

USAA
Remote
08.2017 - Current

I currently investigate, negotiate, and settle the highest complexity premises liability claims. My job duties include customer service, high-level written correspondence, data collection and entry, and handling litigated files.

Staff Writer

Real Page
Carrollton, TX
07.2007 - 01.2008
  • Evaluated auto claims to determine coverage and liability based on policy provisions.
  • Collaborated with customers and repair facilities to facilitate claim resolution and processing.
  • Utilized claims management software to document interactions and track claim progress efficiently.
  • Conducted thorough investigations, gathering evidence to support claims decisions and mitigate fraud risk.

Senior Bodily Injury Adjuster

USAA
Remote
08.2017 - 01.2023

Prior to promoting to handling premises liability claims, I handled the highest complexity auto claims. I was responsible for investigating, negotiating and settling auto fatality claims and serious injuries.

Bodily Injury Claims Adjuster

State Farm
Austin, TX
04.2012 - 07.2017
  • Evaluated bodily injury claims to determine liability and coverage under insurance policies.
  • Collaborated with legal teams to assess claim validity and negotiate settlements.
  • Analyzed medical records and accident reports to support claims decisions effectively.
  • Documented claim activities and communications in claims management systems for accuracy.

Auto Claims Adjuster

State Farm
Austin, TX
01.2008 - 03.2012
  • Evaluated auto claims to determine coverage and liability based on policy provisions.
  • Collaborated with customers and repair facilities to facilitate claim resolution and processing.
  • Utilized claims management software to document interactions and track claim progress efficiently.
  • Conducted thorough investigations, gathering evidence to support claims decisions and mitigate fraud risk.

Education

Master of Arts - English Language And Literature

Southern New Hampshire University
Hooksett, NH

Bachelor of Arts - English Language And Literature

The University of Texas At Arlington
Arlington, TX
06.2007

Skills

  • Claims analysis
  • Coverage evaluation
  • Investigation techniques
  • Policy interpretation
  • Litigation management
  • Reserves management
  • Claim resolution
  • Loss adjustment
  • Claims processing
  • Verbal communication
  • Microsoft Office Suite
  • Data verification
  • Liability and coverage
  • Investigative skills
  • Coverage analysis
  • Teamwork and collaboration
  • Customer service
  • Problem-solving
  • Insurance policy knowledge
  • Time management
  • Attention to detail
  • Problem-solving abilities

Timeline

Senior Claims Examiner

USAA
08.2017 - Current

Senior Bodily Injury Adjuster

USAA
08.2017 - 01.2023

Bodily Injury Claims Adjuster

State Farm
04.2012 - 07.2017

Auto Claims Adjuster

State Farm
01.2008 - 03.2012

Staff Writer

Real Page
07.2007 - 01.2008

Master of Arts - English Language And Literature

Southern New Hampshire University

Bachelor of Arts - English Language And Literature

The University of Texas At Arlington