NATHALIE WILLIAMS
Covington,Ga.
Summary
Detail-oriented professional with expertise in evaluating borrower risk and assessing creditworthiness through thorough financial statement analysis. Collaborates effectively with sales teams to determine optimal credit limits and terms while ensuring compliance with regulatory standards. Strong customer service focus with extensive knowledge of various loan products.
Overview
17
17
years of professional experience
Work History
Credit Analyst
TriMark
Duluth, Georgia
05.2025 - 05.2026
- Assessed applicant creditworthiness through thorough review of financial statements.
- Analyzed credit data to evaluate borrower risk and repayment capacity.
- Evaluated customer performance by analyzing past repayment behavior and current account status.
- Monitored outstanding accounts to detect potential credit issues and trends.
- Collaborated with sales teams to set customer credit limits and terms.
- Advised on credit policies to ensure regulatory compliance.
- Reconciled accounts and negotiated payments with customers and sales teams.
- Coordinated with departments to streamline loan application processing.
Project Coordinator
TriMark
Duluth, Georgia
11.2022 - 04.2025
- Coordinated projects through all phases to ensure timely completion.
- Coordinated timelines and schedules for multiple concurrent initiatives, ensuring alignment with project objectives.
- Facilitated communication between teams and stakeholders to ensure project alignment.
- Coordinated efforts between internal departments and external vendors to facilitate successful task completion.
- Managed documentation and reporting processes to track project progress effectively.
- Tracked purchase orders and managed change orders to keep stakeholders informed throughout project lifecycle.
- Provided administrative support to enhance operational efficiency.
- Delivered customer support, addressing inquiries and resolving issues promptly.
Administrative Assistant
Elite Lighting Professionals
Covington, GA
01.2019 - 03.2022
- Processed invoices for payment, ensuring accuracy and compliance with accounting standards.
- Evaluated loan applications based on established guidelines, contributing to sound financial decision-making.
Financial Services Agent
Georgia United Credit Union
Decatur, GA
05.2015 - 05.2019
- Guided clients through mortgage application processes, ensuring all documentation met requirements.
- Educated clients on FHA, VA, and conventional loan options, enabling informed decision-making.
- Verified accuracy of loan documents prior to approval, maintaining compliance standards.
- Processed new loan applications for credit cards, personal loans, mortgages, and HELOCs per established guidelines.
- Informed customers about various mortgage financing options available to meet diverse needs.
- Engaged in financial discussions with clients, identifying needs and delivering tailored solutions.
- Assisted customers with personal and business accounts, efficiently processing transactions, deposits, and withdrawals.
- Provided notarization services for various legal documents, supporting clients in their legal processes. of legal documents for clients across multiple sectors.
Personal Banker
Bank of America
Decatur, GA
11.2009 - 03.2015
- Assisted customers with account management, loan applications, and financial decisions.
- Processed deposits, withdrawals, transfers, and loan payments efficiently.
- Cross-sold banking products, enhancing client portfolios and meeting their financial needs.
- Collaborated with team members to exceed branch targets and objectives.
- Facilitated notarization of legal documents, ensuring compliance and client satisfaction.
Education
Financial Services: Marketing And Contracts
Strayer University
Atlanta, GASkills
- Credit risk analysis
- Credit assessment
- Loan evaluation
- Mortgage counseling
- Compliance monitoring
- Financial data analysis
- Client processing
- Customer service
Timeline
Credit Analyst
TriMark
05.2025 - 05.2026
Project Coordinator
TriMark
11.2022 - 04.2025
Administrative Assistant
Elite Lighting Professionals
01.2019 - 03.2022
Financial Services Agent
Georgia United Credit Union
05.2015 - 05.2019
Personal Banker
Bank of America
11.2009 - 03.2015
Financial Services: Marketing And Contracts
Strayer University