Neil Floyd
Idaho Falls,ID
Summary
Accomplished Chief Credit Officer at Ball Ventures, LLC, with a proven track record of enhancing productivity and credit quality through strategic leadership and risk management expertise. Leveraged critical thinking and financial analysis skills at Wells Fargo Bank, N.A., significantly improving client retention and risk mitigation. Demonstrates a continuous improvement mindset and exceptional decision-making abilities.
Detail-oriented individual with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.
Overview
30
30
years of professional experience
Work History
Chief Credit Officer
Ball Ventures, LLC
08.2007 - 03.2024
- Streamlined workflow processes within the department, resulting in increased productivity levels and reduced turnaround times for loan applications.
- Implemented regular portfolio reviews, identifying areas of risk exposure and developing appropriate mitigation strategies.
- Collaborated with executive leadership to set strategic goals for the credit department, aligning with company objectives.
- Developed comprehensive credit training programs, fostering a culture of continuous learning and improvement among staff members.
- Enhanced overall credit quality by implementing robust risk management policies and procedures.
- Championed best practices in credit risk management throughout the organization, leading by example and providing expert guidance as needed.
- Established strong relationships with key stakeholders across business units, facilitating seamless communication and coordination for credit-related matters.
- Oversaw all aspects of commercial lending operations, ensuring regulatory compliance and adherence to internal policies.
Private Banker
Wells Fargo Bank, N.A.
03.1994 - 08.2007
- Negotiated favorable loan terms for clients while balancing the bank''s risk profile through prudent decision-making processes.
- Improved client retention rates by consistently exceeding expectations in terms of service quality and responsiveness.
- Contributed to the bank''s growth strategy by participating in initiatives aimed at increasing market share among high-net-worth clients.
- Delivered exceptional service that resulted in numerous referrals and increased overall business for the bank.
- Collaborated with cross-functional teams, such as credit specialists and trust officers, to provide comprehensive financial solutions for clients.
- Managed risk exposure by conducting thorough due diligence on potential borrowers before extending credit facilities.
- Optimized clients'' wealth preservation strategies by collaborating closely with estate planning and trust services teams.
Education
Finance B.S. - Finance
Brigham Young University
Provo, UT04-1993
Skills
- Leadership qualities
- Critical thinking
- Continuous improvement mindset
- Financial statement analysis
- Risk management expertise
- Strong decision-making
- Risk assessment
Timeline
Chief Credit Officer
Ball Ventures, LLC
08.2007 - 03.2024
Private Banker
Wells Fargo Bank, N.A.
03.1994 - 08.2007
Finance B.S. - Finance
Brigham Young University
Similar Profiles
Gavin ReichGavin Reich
Front Desk Associate/Membership Specialist at Pick A Ball LLCFront Desk Associate/Membership Specialist at Pick A Ball LLC
Makaylia JohnsonMakaylia Johnson
Finance Manager & Customer Service Representative at Ball N Budget Autosales LLCFinance Manager & Customer Service Representative at Ball N Budget Autosales LLC
DERRICK BALLDERRICK BALL
CEO at BALL UNLIMITED CONSULTING LLC.CEO at BALL UNLIMITED CONSULTING LLC.