Nicholas Grana
Miami,FL
Summary
Seasoned Mortgage Loan Officer with over 5 years of experience in residential, commercial and agricultural lending. Knowledgeable on the laws and regulations for consumer lending with an expertise in lending products and overall mortgage industry.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Director of Finance
Klimate Group INC
05.2024 - Current
- Prepared internal and regulatory financial reports, balance sheets and income statements.
- Conducted financial due diligence on potential investments and acquisitions.
- Evaluated and negotiated contracts to procure favorable financial terms.
- Established internal audit procedures to validate and improve accuracy of financial reporting.
Mortgage Loan Originator
NRL Mortgage LLC
04.2024 - Current
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Assisted clients in selecting correct loan products and terms to meet their needs and financial goals.
- Assessed loan portfolios for compliance with underwriting policies.
- Negotiated loan terms and conditions with customers to secure the best deals.
Relationship Manager
Farm Plus Financial
06.2021 - 04.2024
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
- Maintained knowledge on banking products and distribution to provide optimal service support.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
- Advised farmers and gave instruction on agricultural processes, maintenance of livestock, growing and harvesting practices and financial planning.
Emergency Management Specialist
United States Air Force Reserve
08.2010 - 08.2018
- Inspected facilities and equipment to determine operational and functional capabilities in emergency situations.
- Reviewed operational plans from other locations to identify options for local systems.
- Facilitated emergency management training for staff and conducted emergency drills.
Education
Associate of Arts - Accounting
LaGuardia Community College of The City University of New York
Long Island City, NY06.2016
Skills
- Consumer Lending
- Relationship Management
- Loan Origination
- Regulatory Compliance
- Financial Reporting
- Critical Thinking
Certification
Licensed Mortgage Loan Originator NMLS # 2269501
Timeline
Director of Finance
Klimate Group INC
05.2024 - Current
Mortgage Loan Originator
NRL Mortgage LLC
04.2024 - Current
Relationship Manager
Farm Plus Financial
06.2021 - 04.2024
Emergency Management Specialist
United States Air Force Reserve
08.2010 - 08.2018
Associate of Arts - Accounting
LaGuardia Community College of The City University of New York
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