Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Nicholi Knutson

Fargo,ND

Summary

Experienced Financial Services Consultant and proven leader at building vibrant businesses by developing new prospects and accounts and managing customer relationships to achieve sales goals. Dedicated to generating customer goodwill and loyalty by developing key relationships with decision-makers. Demonstrated leverage network of customer contacts to increase understanding of customer needs and employ business-growth strategies.


Willing to relocate.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Business Banker

Starion Bank
04.2021 - 06.2022
  • 1
  • Business Development - A business banker is required to act as a salesperson for the bank and search for new clients for business expansion
  • He is required to contact prospective clients, arrange meetings, deliver presentations, and also develop customized loan offers if the existing offers fail to fulfill the clients' requirements 2
  • Verify Clients' Credibility - Before sanctioning the loan, it is important for the loan officer to verify clients' credibility by reviewing the financial statements and reputation of the company
  • This is necessary to minimize the chances of fraud and avoid losses to the bank. 3
  • Maintain Documents - A business banker is responsible for preparing and maintaining all the documents
  • He has to file the loan applications, approval documents, all other process papers, and the copies of financial statements received from the clients. 4
  • Develop New Schemes - A business banker devises and modifies loan schemes depending on the market requirements
  • He studies about the schemes offered by competitors and accordingly develops new schemes for the clients.

Cash Management Officer

Starion Bank
08.2017 - 09.2019
  • Cash Management Officer is responsible for identifying, analyzing, selling and supporting cash management products and services to established business customers and targeted prospective corporate clients.
  • eDeposit
  • ACH/Paytoll
  • Merchant Services
  • Cashflow Analyses

Account Manager

Discovery Benefits
01.2015 - 01.2017
  • Develop and maintain strong relationships with Customers, Consultants and Brokers.
  • Help clients through email, phone, online presentations, screen-share and in person meetings.
  • Ensure the timely and successful delivery of our solutions according to customer needs and objectives

Credit Analyst

US Bank
01.2014 - 01.2015
  • Assessing creditworthiness of existing or prospective clients
  • Examining financial transactions and credit history case by case
  • Completing ratio, trend and cash flows analyses and creating projections

Personal Banker

US Bank
01.2013 - 01.2014
  • Assist clients and walk-in customers in determining their banking needs
  • Provide clients with information on bank's services and products
  • Provide advice on financial solutions
  • Process credit lines and provide information to clients regarding safe deposits and vaults
  • Establish new client relationships and handle outbound outreach
  • Manage sales activities in order to meet personal goals and those set by the bank
  • Handle self developed pipelines of clients and prospective clients

Universal Banker

US Bank
01.2012 - 01.2013
  • As a Universal Banker you perform the job duties of both a Teller and a Financial Services Representative.

Teller

Wells Fargo
01.2010 - 01.2012
  • The teller receives and pays out money, as well as accurately keeps records of money and negotiable instruments involved in a financial institution's various transactions
  • The teller meets the needs of customers by providing quality service.

Education

Lincoln High School
Thief River Falls, MN
06.2004

Skills

  • Excel (10 years)
  • Microsoft Word (10 years)
  • Outlook (10 years)
  • PowerPoint (10 years)
  • Problem solving (10 years)
  • Leadership
  • Communication skills (written)
  • Problem solving skills
  • Communication skills (verbal)
  • Strong work ethic
  • Flexibility / adaptability
  • Technical skills
  • Microsoft Word, PowerPoint, Excel, Outlook
  • Loan structuring

Certification

SIE - Securities Industries Essentials

Timeline

Business Banker

Starion Bank
04.2021 - 06.2022

Cash Management Officer

Starion Bank
08.2017 - 09.2019

Account Manager

Discovery Benefits
01.2015 - 01.2017

Credit Analyst

US Bank
01.2014 - 01.2015

Personal Banker

US Bank
01.2013 - 01.2014

Universal Banker

US Bank
01.2012 - 01.2013

Teller

Wells Fargo
01.2010 - 01.2012

Lincoln High School

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Nicholi Knutson