Nicole Erdman
Oshkosh
Summary
Diligent [Desired Position] with strong foundation in fraud detection and risk mitigation strategies. Demonstrated ability to analyze complex data and identify fraudulent activities, contributing to reduction of financial losses. Applied analytical skills and attention to detail in developing effective risk management protocols and collaborating with cross-functional teams.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Fraud and Risk Analyst
U.S. Bank, N.A.
10.2023 - Current
- Conducted thorough reviews of risk reports, ensuring accuracy and adherence to regulatory standards.
- Developed risk assessment models to enhance decision-making processes across multiple departments.
- Managed special projects focused on improving risk management frameworks and policies organization-wide.
- Reduced financial losses due to effective identification and mitigation of potential risks in the portfolio.
- Assessed emerging risks through ongoing research and monitoring of industry trends, proactively addressing potential threats before they materialized into significant issues.
- Ensured adherence to regulatory requirements by conducting regular reviews of policies, procedures, and controls related to risk management practices within the organization.
- Collaborated with cross-functional teams to implement compliance measures and mitigate risks effectively.
- Analyzed transaction data to identify fraudulent activities and risk exposures.
Regulatory Compliance Analyst
U.S. Bank, N.A.
11.2016 - 10.2023
- Analyzed regulatory compliance data to identify gaps and recommend improvements.
- Developed and implemented compliance training programs for staff across departments.
- Led initiatives to improve tracking systems for regulatory documents and certifications.
- Provided guidance to business units on the interpretation of regulations, ensuring consistent understanding and application across the organization.
- Supported the development of new Visio process maps and services by assessing potential compliance risks, and recommending appropriate controls.
- Assisted in the successful completion of external audits by providing detailed documentation and demonstrating adherence to regulatory requirements.
- Collaborated with cross-functional teams to develop the Knowledge Center and facilitate uploading all policies, procedures, and training materials.
Commercial Loan Document Specialist
U.S. Bank, N.A.
12.2011 - 11.2016
- Reviewed and verified loan documentation for compliance with industry regulations and internal policies.
- Collaborated with loan officers to streamline document preparation processes, enhancing efficiency and accuracy.
- Managed the electronic filing system for commercial loan documents, ensuring easy retrieval and organization.
- Conducted thorough audits of loan files to identify discrepancies and resolve issues promptly.
- Trained new team members on documentation standards and best practices to maintain quality control.
- Improved team efficiency through clear communication and collaboration with coworkers on complex loan files.
Education
Master of Science - Organizational Leadership & Administration
Concordia University Wisconsin
Manitowoc, WI01.2019
Bachelor of Arts - Business Administration
Concordia University Wisconsin
Manitowoc, WI01.2017
Skills
- Risk assessment and management
- Fraud risk assessment
- PCI-DSS, Sox, Basel, etc
- Anti-money laundering
- Tableau expertise
- Compliance monitoring
- Training delivery
- Visio Process Maps (Swimlane Flow)
- Data analysis
- Power BI
- Dispute resolution
Certification
- Government & IRS Clearance
- Journey to Inclusion Certificate
- Top Productivity Award 2015-17
Timeline
Fraud and Risk Analyst
U.S. Bank, N.A.
10.2023 - Current
Regulatory Compliance Analyst
U.S. Bank, N.A.
11.2016 - 10.2023
Commercial Loan Document Specialist
U.S. Bank, N.A.
12.2011 - 11.2016
Master of Science - Organizational Leadership & Administration
Concordia University Wisconsin
Bachelor of Arts - Business Administration
Concordia University Wisconsin