Nicole Erickson, CPA
Glyndon,MN
Summary
Results-driven professional with a strong commitment to customer and team success. Proven ability to build relationships through exceptional service and innovative customer-centric solutions. Skilled in identifying customer needs, providing tailored solutions, and driving sales growth while maintaining trust and loyalty. Passionate about the agriculture industry and dedicated to facilitating long-term success for customers, the team, and the company.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Commercial Lending Officer - Grain
AgCountry Farm Credit Services
09.2024 - Current
- Financial Analysis: Work with large-scale, complex grain/sugar beet producers, providing financing solutions, expertise, and industry knowledge for customers in this segment. Leverage technology tools to provide customized projection and benchmarking analysis
- Marketing: Develop marketing plans and sales calls with customers and prospects to expand/grow the portfolio. Represent Associations at industry and other relevant ag events
- Customer Service: Consistently provide high-quality service to current and prospective customers. Seek opportunities to cross sell Association products and services to best serve customer needs
Market Vice President/VP Loan Officer
AgCountry Farm Credit Services
04.2017 - 09.2024
- Branch Manager: Manage Fargo branch day-to-day operations. Supervise and lead team of eight support staff members
- Credit Analysis & Marketing: Complete financial analysis for current and prospective customers. Work with the credit team in determining workable solutions to each customer's individual financial situation Work with customers to gain an understanding of their individual financial needs and market how AgCountry can best provide solutions to their credit, insurance, accounting, retirement planning, or tax needs.
- Credit Administration: Implement process and policies that go along with each credit decision. Complete loan servicing as needed.
- Achievements: Top 10 in New Money 2022 - $30+MM, 2023 - $34+MM, 2024 - $45+MM
Agribusiness and Capital Markets Financial Analyst
AgCountry Farm Credit Services
05.2015 - 04.2017
- Credit Analysis: Complete financial analysis presenting historical trends and projections for potential/existing large agribusiness customers. With each credit presentation, present in-depth and detailed credit analysis for each customer relationship to make timely and accurate credit decisions. Analyze risks, identify trends and appropriate mitigators to identified risks to discuss and document in each credit presentation. In addition to customer financial analysis, research and analysis is also completed for the specific industries these customers are involved in
- Customer Relations: Work closely with the relationship manager on each credit to ensure the customer follows loan agreements and that AgCountry has correct loan documentation/updated financials. Accompany the relationship manager to new/existing customer meetings to get an understanding of customer's business/needs.
Senior Tax Specialist
AgCountry Farm Credit Services
06.2008 - 05.2015
- Tax Preparation: Prepare moderate to complex individual and entity income tax returns, specializing in agricultural income tax preparation. Work to maintain up-to-date tax knowledge in the ever-changing tax arena
- Tax Planning/Consulting: Advise customers regarding tax minimization strategies and the effects of income taxes on their business operations. Consult with customers on business entity structure options and the tax implications accompanying each entity structure type. Assist with transition planning from one generation to the next and other areas of estate tax planning.
- IRS Audits/FSA compliance: Represent customers in the event of IRS audits, notices, or other IRS issues. Complete FSA AGI compliance calculations and certification letters
- Customer Education/Marketing: Assist in writing tax update publications for customers on new tax law information. Develop and present tax update information at prospect meetings. Review prospective customers' prior years income tax returns presenting any recommended technical or tax strategy changes. Team with loan officers in developing prospect lists and developing strategies to best reach those customers
- Achievements: #2 in New Tax Sales Volume for 2014, #3 in New Sales Volume 2013, #1 in New Sales Volume 2012, Above & Beyond Award 2011
Education
Bachelor of Science - Accounting And Business Management
University of Minnesota
Crookston, MNCertification
- CPA - Certified Public Accountant
Timeline
Commercial Lending Officer - Grain
AgCountry Farm Credit Services
09.2024 - Current
Market Vice President/VP Loan Officer
AgCountry Farm Credit Services
04.2017 - 09.2024
Agribusiness and Capital Markets Financial Analyst
AgCountry Farm Credit Services
05.2015 - 04.2017
Senior Tax Specialist
AgCountry Farm Credit Services
06.2008 - 05.2015
Bachelor of Science - Accounting And Business Management
University of Minnesota
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