Lori Bernardi
FLEMINGTON,NJ
Summary
Experienced Commercial Lender with a strong track record in developing and managing a commercial loan portfolio. Proven expertise in relationship building, credit analysis, and loan management. Dedicated to helping helping clients achieve their financial goals and committed to providing excellent customer service. Skilled in analyzing financial statements, identifying credit risks, and making sound lending decisions. Proficient in Microsoft Word, Excel, and Outlook.
Overview
39
39
years of professional experience
Work History
Vice President Commercial Lending Officer
Lakeland Bank
Skillman, NJ
06.2003 - Current
- Originated and Managed a portfolio of $80MM focusing Prospected for new loans and maintatined existing o=portfoliolon C&I loans, , owner occupied CRE loans and constrion loans. ment goals of $18MM+ annually
- Work closely with all divisions of the Bank to offer full service banking
Assistant Vice President Commercial Lending
Bank of Mid Jersey
Bordentown, NJ
02.1992 - 08.1993
- Maintained and cultivated 80 commercial lending relationships
- Maintained existing portfolio, cross sell products, new business development
- Administration, management of past dues loan restructuring and work out.
Assistant Vice President
Midlantic National Bank
Edison, NJ
05.1985 - 02.1992
- Conducted detailed reviews of financial statements and other credit documents
- Identified potential problem loans or areas of risk in lending portfolios.
- Analyzed borrower's creditworthiness utilizing internal and external data sources.
- Compiled reports on loan performance for management review.
- Reviewed customer files for adherence to established underwriting guidelines.
Education
Bachelor of Arts - Business Administration And Management
Caldwell University
Caldwell, NJ05-1983
Substantial Graduate Courses For MBA - Finance
Fairleigh Dickenson University
Madison, NJSkills
- Loan Origination And Underwriting
- Critical Thinking
- Proposals And Presentations
- Multitasking Strength
- Customer Service
- Proficient In Excell
Affiliations
- Member of the Real Estate Business Alliance for the Princeton Mercer Regional Chamber of Commerce
- Former Member of the Montgomery Business Association
- Past presenter for the Princeton Rotary
References
References available upon request.
Timeline
Vice President Commercial Lending Officer
Lakeland Bank
06.2003 - Current
Assistant Vice President Commercial Lending
Bank of Mid Jersey
02.1992 - 08.1993
Assistant Vice President
Midlantic National Bank
05.1985 - 02.1992
Bachelor of Arts - Business Administration And Management
Caldwell University
Substantial Graduate Courses For MBA - Finance
Fairleigh Dickenson University