Nicole Winfree
Summary
Experienced Funding Specialist/Processor with a proven track record of efficiently managing and processing funding requests in a fast-paced financial environment. Successfully conducts thorough reviews of documentation, ensuring compliance with regulatory guidelines while coordinating with various stakeholders. Possesses strong attention to detail, exceptional problem-solving abilities, and a commitment to delivering high-quality results. Seeks to leverage expertise in funding operations to support a dynamic team and contribute to the overall success of an organization.
Overview
15
15
years of professional experience
Work History
Funding Specialist
Summit Funding Group
05.2024 - Current
- Evaluate loan applications and financial documents to determine eligibility for funding
- Prepare funding packages and documentation in accordance with regulatory requirements and company policies
- Monitor funding pipeline and ensure timely processing of loans to meet deadlines
- Maintain accurate records and ensure compliance with lending guidelines and industry regulations
- Streamlined the grant application process, resulting in increased efficiency and higher success rates.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
Funding Specialist/Grant Payment Adjuster
Illinois Housing Development Authority
03.2021 - 05.2024
- Worked closely with program managers to ensure accurate tracking and reporting of grant funds
- Conducted thorough analysis of grant requirements to ensure compliance with funding guidelines
- Identified funding gaps and created solutions to ensure financial stability for grant programs
- Managed grant adjustments and allocation of funds to optimize program impact and meet grant deliverables
Senior Loan processor
Homebridge Mtg
07.2020 - 01.2021
- Reviewed and analyzed financial statements, credit reports, and loan applications to determine borrower eligibility and loan parameters
- Coordinated with underwriters, loan officers, and clients to facilitate the loan approval process and provide exceptional customer service
- Conducted training sessions for junior loan processors on best practices, industry updates, and compliance regulations
- Utilized advanced knowledge of loan programs and systems to expedite loan processing and improve efficiency in the department
- Managed a portfolio of complex loan files, ensuring all documentation and financial information met regulatory requirements and investor guidelines
Senior Mortgage Loan Processor
River City Mortgage
03.2019 - 03.2020
- Collaborated with team members to meet monthly targets, contributing to the overall success of the department.
- Reduced turnaround time for mortgage approvals through effective communication with underwriters and loan officers.
- Promoted teamwork within the department by fostering an inclusive environment and encouraging open communication among colleagues.
- Increased productivity by implementing time-saving strategies such as standardized checklists and document templates.
- Processed mortgage loan applications accurately and successfully for over numerous years.
Processing Manager
US Bank Mtg
01.2017 - 07.2019
- Managed and supervised a team of15 processing specialists to ensure accurate and timely completion
- Developed and implemented efficient processing workflows to increase productivity by20%
- Conducted regular audits and quality checks to maintain high standards of accuracy and compliance with regulations
- Collaborated with cross-functional teams to identify and resolve processing bottlenecks
- Analyzed data and performance metrics to make data-driven decisions and continuously improve processing operations
- Mentored departmental team, boosting efficiency, success and morale among employees.
- Reduced processing errors, ensuring thorough quality control checks at every stage of the process.
Senior Loan processor
Fifth Third Bank
10.2009 - 10.2016
- Reviewed and analyzed financial statements, credit reports, and loan applications to determine borrower eligibility and loan parameters
- Coordinated with underwriters, loan officers, and clients to facilitate the loan approval process and provide exceptional customer service
- Conducted training sessions for junior loan processors on best practices, industry updates, and compliance regulations
- Utilized advanced knowledge of loan programs and systems to expedite loan processing and improve efficiency in the department
- Managed a portfolio of complex loan files, ensuring all documentation and financial information met regulatory requirements and investor guidelines
Education
Business Management
Phoenix University
Orlando, FL08.2007
Skills
- Strong leadership and team-building skills
- Exceptional organizational and project management skills
- Excellent communication and interpersonal skills
- Teamwork
- Customer service
- Problem-solving
- Time management
- Attention to detail
- Effective communication
- Active listening
- Adaptability and flexibility
- Verbal and written communication
Timeline
Funding Specialist
Summit Funding Group
05.2024 - Current
Funding Specialist/Grant Payment Adjuster
Illinois Housing Development Authority
03.2021 - 05.2024
Senior Loan processor
Homebridge Mtg
07.2020 - 01.2021
Senior Mortgage Loan Processor
River City Mortgage
03.2019 - 03.2020
Processing Manager
US Bank Mtg
01.2017 - 07.2019
Senior Loan processor
Fifth Third Bank
10.2009 - 10.2016
Business Management
Phoenix University
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