Summary
Overview
Work History
Education
Skills
Timeline
Generic

Nikesea Crump

Chandler,AZ

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Results-driven Mortgage Underwriter manager experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

22
22
years of professional experience

Work History

AVTO

Cruise
05.2023 - 03.2024
  • Enhanced customer satisfaction by resolving complex technical issues promptly and effectively.
  • Streamlined support processes for increased efficiency and reduced response times.
  • Collaborated with cross-functional teams to develop solutions for recurring technical problems.
  • Conducted root cause analysis of technical issues, implementing preventive measures for future occurrences.
  • Provided remote assistance to clients, ensuring timely resolution of software and hardware concerns.
  • Developed comprehensive troubleshooting guides for internal use, improving team knowledge and performance.
  • Delivered high-quality training sessions to new hires, fostering a strong understanding of company products and services.
  • Consistently met or exceeded performance metrics, contributing to overall team success.

Underwriting Manager

HomePoint Mortgage
06.2019 - 04.2023
  • Achieved increased loan approvals by diligently reviewing and analyzing small business loan applications.
  • Contributed to a positive work environment by fostering collaboration among team members, resulting in improved efficiency and customer satisfaction.
  • Exceeded quarterly sales goals consistently by effectively managing client relationships and strategically targeting new prospects.
  • Collaborated closely with underwriters to expedite the approval process, ensuring timely closings for clients.
  • Improved client relationships through consistent communication, providing valuable guidance on loan requirements and processes.
  • Streamlined the application process for clients by developing efficient document submission procedures.
  • Assisted in growing the bank''s small business portfolio with thorough research and targeted outreach strategies.
  • Enhanced team performance by conducting regular training sessions on SBA lending products and underwriting standards.

Senior Mortgage Underwriter

First American Financial Corporation
09.2013 - 04.2019
  • Enhanced loan quality by meticulously reviewing and analyzing complex financial documents, credit reports, and appraisals.
  • Reduced loan processing time by implementing efficient underwriting practices and effectively collaborating with loan officers.
  • Ensured compliance with federal regulations and company policies through diligent examination of mortgage documentation.
  • Maintained a high level of customer satisfaction by providing timely responses to inquiries and addressing concerns promptly.
  • Increased team productivity by mentoring junior underwriters, sharing industry knowledge, and providing constructive feedback on their work.
  • Streamlined internal processes for improved efficiency by identifying areas for improvement and suggesting new procedures or tools.
  • Mitigated risks associated with loan approvals, conducting thorough due diligence on borrower profiles and property valuations.

Junior Mortgage Underwriter

JP Morgan Chase
06.2003 - 08.2013

Career Progression at JP Morgan Chase

In June of 2002, you began your career at JP Morgan Chase in the Loss Mitigation Department as a Specialist. In this role, I managed a high-volume caseload of at-risk borrowers and successfully negotiated mutually beneficial repayment solutions. My responsibilities included coordinating foreclosure prevention efforts and facilitating timely communication between borrowers, lenders, and legal counsel. I excelled in this position and were honored to become a lead and trainer within the department.

Transition to Origination's Department

In October of 2004, I transitioned to a different department within Chase, specifically into Origination's in mortgage. Here, I started processing home loans by assisting underwriters in approving loans through verifying financial information and ensuring accurate documentation. My performance as a processor stood out, leading you to explore management opportunities. Subsequently, I took on management classes and eventually became a processor manager.

Venturing into Underwriting

Having gained valuable experience in processing home loans and witnessing the full loan funding process, I decided to challenge yourself further by transitioning into underwriting. In this role, you enhanced risk assessment accuracy by conducting thorough reviews of credit reports, employment history, and income verification documents.

Restaurant Owner/Operator

Pizza Mia
02.2002 - 09.2007
  • Developed and executed marketing strategies to attract new patrons, resulting in higher foot traffic and improved revenue.
  • Managed financial operations for streamlined efficiency, reducing overall expenses and maximizing profits.
  • Cultivated a positive dining atmosphere by maintaining a clean and inviting establishment.
  • Optimized menu offerings based on customer feedback, leading to better sales performance and high levels of repeat business.
  • Established strong vendor relationships for the consistent sourcing of fresh ingredients at competitive prices.
  • Implemented effective inventory management systems to minimize waste and control food costs.
  • Supervised daily restaurant operations, ensuring smooth workflow and timely resolution of any issues that arose.

Education

Bachelor of Science - Accounting And Business Management

Maricopa Community Colleges - Estrella Mountain Community College
Avondale, AZ
07.2025

High School Diploma -

James Madison High School
05.2001

Skills

  • Credit analysis
  • Portfolio Management
  • Analyzing data
  • Organization and Time Management
  • Verbal Communication
  • Decision-Making

Timeline

AVTO

Cruise
05.2023 - 03.2024

Underwriting Manager

HomePoint Mortgage
06.2019 - 04.2023

Senior Mortgage Underwriter

First American Financial Corporation
09.2013 - 04.2019

Junior Mortgage Underwriter

JP Morgan Chase
06.2003 - 08.2013

Restaurant Owner/Operator

Pizza Mia
02.2002 - 09.2007

Bachelor of Science - Accounting And Business Management

Maricopa Community Colleges - Estrella Mountain Community College

High School Diploma -

James Madison High School
Nikesea Crump