Facilitated teamwork across departments to improve customer satisfaction while maintaining adherence to regulatory standards.
Overview
23
23
years of professional experience
Work History
Account Manager
Attorneys On Retainer
Chandler, AZ
02.2025 - 02.2026
Oversaw, evaluated, and implemented tailored client solutions to address diverse requirements.
Facilitated training seminars and educational presentations to empower partners.
Oversaw account retention and renewal strategies to sustain assigned territory revenue base.
Recorded and organized detailed information of targeted customer accounts within contact management systems.
Orchestrated sales presentations to potential clients, emphasizing product advantages.
Facilitated organization and attendance at trade shows and sales events to enhance product visibility.
Spearheaded collaboration with marketing teams to design promotional materials enhancing product visibility.
CRM Analyst
Cruise
Phoenix, AZ
01.2023 - 01.2024
Contributed to the development of the CRM strategy and roadmap, and conducted regular audits of CRM data to ensure integrity, accuracy, and compliance with industry guidelines.
Generated comprehensive reports and dashboards to track key performance metrics, providing actionable insights to senior management and stakeholders.
Generated 10% increase in sales by analyzing customer data through CRM systems, identifying key trends, and executing targeted marketing strategies.
Gained 20% improvement in customer satisfaction and engagement levels by implementing CRM solutions, and optimizing communication and service quality.
Trained and supported over 15 team members on CRM utilization and best practices, leading to increased efficiency and significantly improved data accuracy.
Underwriting Manager
Homepoint Mortgage
Chandler, AZ
01.2019 - 01.2023
Conducted comprehensive financial analysis, including income verification, loan applications and evaluating credit history assessment, to access loan risks and make informed decisions.
Reviewed and validated critical financial information and documentation, to insure detailed inclusion of necessary credit and legal documents in loan files.
Boosted referral business by 25% through cultivating strong relationships with loan officers and stakeholders by implementing targeted communication strategies.
Directed underwriting and loan delivery from correspondent lenders while supervising contract underwriters focused on affordable housing loans to ensure compliance and streamlined operations.
Attained 10% increase in loan approval rates by executing risk assessment strategies and upholding compliance with industry regulations, contributing to enhanced operational efficiency.
Enhanced risk assessment accuracy and expedited underwriting timelines through strategic analysis of risk factors, optimizing coverage and pricing decisions.
Supervised a team of 10+ junior underwriters, boosting productivity and reducing error rates through tailored mentoring and structured training programs.
Senior Mortgage Underwriter
First American Financial Corporation
Tempe, AZ
01.2013 - 01.2019
Evaluated all loan submissions from production and origination staff, making primary credit decisions in accordance with FNMA, FHLMC, FHA, and other private investor guidelines, alongside internal overlays.
Effectively conveyed decisions through clear and concise oral, written, and email communication to nurture positive and productive relationships with both colleagues and clients.
Evaluated complex loan applications for high-net-worth clients, conducting in-depth risk assessments to ensure optimal loan structuring while safeguarding against potential financial exposure.
Authorized, reviewed and analyzed risk factors for over 50 clients, improving loan eligibility assessments while effectively minimizing organizational risk and potential losses.
Performed thorough audits of underwriting files to ensure compliance with regulatory standards, identifying and resolving discrepancies to improve accuracy and improve overall process efficiency.
Underwrote and approved mortgage loans averaging $1.5 million for high-net-worth clients, while adhering to regulatory and industrial regulations.
Successfully managed mortgage applications for over 100 clients monthly, maintaining 98% approval rate and exceeding turnaround time targets.
Mortgage Processor, Junior Mortgage Underwriter, Loss Mitigation Specialist
JP Morgan Chase
Phoenix, AZ
04.2003 - 05.2013
Trained new staff on loan processing procedures and customer service techniques.
Assisted in the closing process of loans by verifying signed documents for accuracy.
Managed appointment scheduling for loan officers to optimize workflow efficiency.
Conducted interviews with loan applicants to collect and verify financial data.
Education
High School Diploma - undefined
James Madison High School
Associate of Science - Business Administration
Maricopa Community Colleges, Estrella Mountain Community College
Avondale, AZ
06.2026
Skills
Evaluated creditworthiness through in-depth analysis of financial statements and credit reports
Reviewed and interpreted tax return data to provide insights and support informed decision-making
Oversaw data analysis and management initiatives, ensuring accuracy and accessibility of information for stakeholders
Led cross-functional initiatives to foster teamwork and drive successful project execution
Achieved significant improvements in team productivity through targeted mentorship Enhanced project outcomes by fostering a collaborative and supportive team environment Increased team efficiency by implementing effective leadership strategies
Analyzed various risk factors and developed strategies to mitigate potential threats
Conducted thorough assessments of processes to maintain regulatory compliance and safeguard organizational integrity
Developed and implemented strategic planning frameworks to drive business growth and improve decision-making processes
Developed comprehensive communication strategies for executive-level interactions, fostering collaboration and transparency
Achieved high customer satisfaction through proactive issue resolution and support Enhanced service processes, resulting in improved customer experiences Fostered a collaborative environment to drive team performance in customer service
PERSONAL INFORMATION
Title: SENIOR MORTGAGE UNDERWRITER
Timeline
Account Manager
Attorneys On Retainer
02.2025 - 02.2026
CRM Analyst
Cruise
01.2023 - 01.2024
Underwriting Manager
Homepoint Mortgage
01.2019 - 01.2023
Senior Mortgage Underwriter
First American Financial Corporation
01.2013 - 01.2019
Mortgage Processor, Junior Mortgage Underwriter, Loss Mitigation Specialist
JP Morgan Chase
04.2003 - 05.2013
High School Diploma - undefined
James Madison High School
Associate of Science - Business Administration
Maricopa Community Colleges, Estrella Mountain Community College