Niraj Kumar Datthai
Canal Winchester,Ohio
Summary
Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.
Overview
9
9
years of professional experience
3
3
years of post-secondary education
Work History
Assistant Manager
HSBC Electronic Data Processing Pvt Ltd
02.2023 - 07.2023
- Analysis of corporate data and financial documentation to determine creditworthiness, composing credit analyses in support of new and existing business relationships
- Coordinated with the Global Banking Relationship Management team to ensure adequate support for business operations, including preparing credit analyses and offering technical advice.
- Enforced company policies consistently while handling disciplinary actions when necessary with fairness and respect.
- Boosted employee morale by recognizing outstanding performance and celebrating team accomplishments.
Senior Associate
NewDay India Pvt Ltd
05.2022 - 11.2022
- Reviewing closing settlements and related documentation to assure compliance with bankers and instructions, company policies and federal regulatory requirements
- Review final Hud-1 for accuracy and compliance
- Verify seller and lender credits, funds on deposit, payoff of debt and ensure borrower has met minimum investment requirements
- Review and manage personal pipeline report for closings dates on loans to ensure execution of file is completed in a timely manner of expectancy.
- Optimized resource allocation by closely monitoring budgets and adjusting as needed to ensure financial goals were met.
- Streamlined operational efficiency by identifying areas for improvement and proposing actionable solutions.
Mortgage Associate
NewDay India Pvt Ltd
08.2020 - 05.2022
- Review loans to verify all required documents are present
- Review moderate to complex documentation to reflect accuracy of data and conformity to established procedures and policies
- Ensure high levels of data integrity of critical customer and portfolio terms and conditions
- Audit loan documents for accurate disclosure of APR, payments terms, etc
- Examine note, mortgage and/or other documents for compliance and accuracy
- Determine if legal documentation is missing from closing package and follow-up with appropriate party.
- Increased client retention rates through regular follow-ups, ensuring customers were satisfied with their mortgage products.
- Expedited loan underwriting process through clear communication between processors, underwriters, and other departments involved in the approval process.
Analyst
HSBC Electronic Data Processing Pvt Ltd
04.2017 - 03.2020
- Worked on various queues within the process & met all the processes deliverables as per defined SLA's
- Individually handled sub-processes ((BMM) Browser Main Menu, iREG & iQueue)
- Smoothly transitioned between two different processes daily
- Performed Quality Checks for many sub-processes within the Team & ensured that all the quality parameters are met without any deviation
- Mentored new Team members in various sub-processes within the team.
Claims Associate
Optum
09.2014 - 04.2017
- Processing of Medical Claims Community & State Category of State Hawaii (USA)
- Working on CPW tool and EDSS forms
- Been part of training and development team to train new batch
- In my tenure I was awarded Sustaining Edge award for 2 times in a row and received overall 14 awards.
Education
Master of Science - Marketing, Analytics
Wright State University
Dayton, OH 05.2024 - Current
Bachelor of Science - Life Sciences
Osmania University
Hyderabad 05.2010 - 05.2013
Skills
Microsoft PowerPointundefined
Timeline
Master of Science - Marketing, Analytics
Wright State University
05.2024 - Current
Assistant Manager
HSBC Electronic Data Processing Pvt Ltd
02.2023 - 07.2023
Senior Associate
NewDay India Pvt Ltd
05.2022 - 11.2022
Mortgage Associate
NewDay India Pvt Ltd
08.2020 - 05.2022
Analyst
HSBC Electronic Data Processing Pvt Ltd
04.2017 - 03.2020
Claims Associate
Optum
09.2014 - 04.2017
Bachelor of Science - Life Sciences
Osmania University
05.2010 - 05.2013
Similar Profiles
AATMAJAA AATMAJAA null
Analyst at HSBC Electronic Data Processing Pvt. Ltd.Analyst at HSBC Electronic Data Processing Pvt. Ltd.
ANINDYA DASANINDYA DAS
Manager WFM I at HSBC Electronic Data Processing Pvt LtdManager WFM I at HSBC Electronic Data Processing Pvt Ltd
Stephen LiuStephen Liu
Chief Administrative Officer at HSBC Electronic Data Processing India Pvt LtdChief Administrative Officer at HSBC Electronic Data Processing India Pvt Ltd