Noelle Llorente
West Sacramento,CA
Summary
Highly motivated and goal-driven Financial Analyst skilled in collecting, monitoring and studying data to analyze financial status and recommend business strategy. Experienced in qualitative and quantitative analysis, contract management and forecasting. Tech-savvy in use of spreadsheets, accounting and financial management software.
Overview
7
7
years of professional experience
Work History
Senior Financial Analyst
American Pacific Mortgage
Roseville, CA
11.2020 - Current
- Run daily P&L reports to monitor financial swings in MBS Market
- Develop and maintain financial models estimating changes in value of servicing portfolio
- Provide ad-hoc reports and provide updates to Capital Markets Management
- Create and lead team meetings/presentations
- Trained new analysts on corporate policies and procedures and implemented mentoring program, reducing onboarding time.
- Slashed operational costs through implementation of formula driven process.
- Collected, maintained and updated financial loan databases of thousands of mortgage loans.
- Reviewed financial reports and streamlined operations to increase productivity and company profits.
FP&A Analyst
Airgas
Sacramento, CA
02.2019 - 11.2020
- Managed monthly financial close process; deliver accurate financial results including comprehensive analysis of key margin, expense, and balance sheet items; review journal entries related to assigned functional responsibilities; exhibit understanding of general accounting
- Assisted Regional Vice President of Finance in preparation of budget and forecast packages, including Gross Margin, Operating Expense, Capital Spend and Depreciation commentary
- Created and distributed monthly Outside Sales KPI package to Sales leaders
- Developed sales dashboards for Sales Reps to monitor growth and commissions
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability and expense forecasts.
- Used relevant financial technology to generate reports and recommended courses of action to upper management.
- Reviewed financial reports and streamlined operations to increase productivity and company profits.
- Performed complex financial and budget analyses to determine requirements and justify requested funding.
- Ran and analyzed monthly and quarterly revenue risk reports for executive team.
- Analyzed financial information related to payroll, capital projects, operating expenses, professional service contracts and office supplies and equipment to examine budget needs.
Data Analyst and Trading Specialist
American Pacific Mortgage
Roseville, CA
04.2015 - 02.2019
- Analyze and interpret financial data to build reports and forecast situations that may impact company
- Make independent decisions to timing of commitments including individual loan, bulk mandatory, and use of MBS futures contracts
- Maintain knowledge of loan product guidelines for eligibility purposes to variety on investors
- Proficient in Excel with daily use creating spreadsheets and pivot tables also used by upper management
- Trade loans to investors based on MBS market
- Analyze performance of branch sales by running audits.
Education
Bachelor of Science - Statistics
California State University - Chico
Chico, CA12.2014
Associate of Science - Mathematics
American River College
Sacramento, CA05.2012
Skills
- Microsoft Excel proficiency including v-lookups and pivot tables
- Statistical Trends
- SAP ERP, including HANA, BW, BPC
- Data Trending
- Provide insight for business decision making
- Timing Optimization
- Data Interpretation
- Financial Data Analyzation
- Variance reporting
Timeline
Senior Financial Analyst
American Pacific Mortgage
11.2020 - Current
FP&A Analyst
Airgas
02.2019 - 11.2020
Data Analyst and Trading Specialist
American Pacific Mortgage
04.2015 - 02.2019
Bachelor of Science - Statistics
California State University - Chico
Associate of Science - Mathematics
American River College
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