Summary
Work History
Education
Skills
Timeline
Languages
Generic

Noelle Nelson

Rosemount,MN

Summary

Analytical Sr Underwriter with expertise in FHA, Conventional, Non-QM underwriting. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.

Work History

Sr Underwriter

The Loan Store Inc
05.2023 - 08.2023
  • Reviewed FHA and Conventional loans to make accurate decisions by accounting for risk, hazards and exposure.
  • High producer with new loan reviews of 30+ month.
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
  • Supported review, acceptance or denial of new or renewal business after carefully reviewing all information.
  • Guided, mentored and coached underwriters in both technical and professional skills, instilling best practice and company standards.
  • Negotiated policy terms and coverages to bring coverage terms into alignment with company directives on contracts and policies.
  • Focused on maintaining profitable business segment for company.
  • Controlled loss by assessing risk, conducting system analysis, and recommending policy solutions
  • Provided high level of assistance to help with review, classification, coding, and rating of applications

Sr Underwriter

Homepoint
08.2020 - 05.2023
  • Reviewed FHA and Conventional loans to make accurate decisions by accounting for risk, hazards and exposure.
  • High producer with new loan reviews of 30+ monthly.
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
  • Supported review, acceptance or denial of new or renewal business after carefully reviewing all information.
  • Guided, mentored and coached underwriters in both technical and professional skills, instilling best practice and company standards.
  • Controlled loss by assessing risk, conducting system analysis, and recommending policy solutions.
  • Negotiated policy terms and coverages to bring coverage terms into alignment with company directives on contracts and policies
  • Provided high level of assistance to help with review, classification, coding, and rating of applications
  • Focused on maintaining profitable business segment for company

Sr Underwriter/Quality Reviewer

Wells Fargo Home Mortgage
08.2010 - 08.2020
  • Reviewed FHA, Non-QM, Conventional loans to make accurate decisions by accounting for risk, hazards and exposure.
  • Top 20 for production for 3 years consecutively.
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
  • Supported review, acceptance or denial of new or renewal business after carefully reviewing all information.
  • Guided, mentored and coached underwriters in both technical and professional skills, instilling best practice and company standards.
  • Controlled loss by assessing risk, conducting system analysis, and recommending policy solutions.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Provided high level of assistance to help with review, classification, coding, and rating of applications
  • Focused on maintaining profitable business segment for company
  • Negotiated policy terms and coverages to bring coverage terms into alignment with company directives on contracts and policies

Insurance Agent

AFLAC
05.2007 - 07.2009
  • Built relationships with clients using active listening and issue resolution to provide excellent service.
  • Responded to customer calls swiftly to resolve issues and answer questions.
  • Maintained high standards of customer service by building relationships with clients.
  • Cross-sold insurance products to existing clients to reach sales targets.
  • Determined client needs and financial situations by listening and scheduling fact-finding appointments.
  • Investigated and processed claims swiftly to keep customers satisfied.
  • Negotiated with insurance underwriters to obtain better coverage and improved rates for clients.

Education

Associate of Applied Business - Business Management

Rasmussen College
Eagan, MN
06.1996

Skills

  • Quality Assurance
  • Influencing Business Growth
  • Banking Standards
  • Financial Advisement
  • Assess Applications
  • Government Lending
  • Loan Product Knowledge
  • Pipeline Management
  • Quality Control
  • Customer Satisfaction

Timeline

Sr Underwriter

The Loan Store Inc
05.2023 - 08.2023

Sr Underwriter

Homepoint
08.2020 - 05.2023

Sr Underwriter/Quality Reviewer

Wells Fargo Home Mortgage
08.2010 - 08.2020

Insurance Agent

AFLAC
05.2007 - 07.2009

Associate of Applied Business - Business Management

Rasmussen College

Languages

  • English

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Noelle Nelson