Spencer Flatt
Edmond,OK
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively with a team or unsupervised while quickly mastering new skills to obtain overall success for the organization as a whole.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Assistant Credit Analyst
Prosperity Bank
Edmond, OK
03.2022 - Current
- Prepared financial analysis reports on customer's current and past performance, profitability, liquidity, and debt service capacity.
- Analyzed financial statements including income statements, balance sheets, and cash flow statements for accuracy.
- Participated in meetings with senior management to discuss credit strategies and decisions.
Commercial Lending Assistant
Prosperity Bank
Edmond, OK
07.2021 - Current
- Engaged with borrowers, took applications, distributed disclosures, ordered and reviewed title commitments and executed detailed follow-up through closing to verify completed requirements.
- Ensured that all documentation is accurate, complete, and compliant with applicable regulations before submitting it for approval.
- Maintained records of existing loans including collateral values and payment histories.
Education
Bachelor of Science - Finance
University of Central Oklahoma
Edmond, OK12-2024
Skills
- Banking operations
- Risk mitigation strategies
- Cash Flow analysis
- Portfolio Management
- Relationship Management
- Proficient in Microsoft Products
- Oral and written communications
- Goal-Oriented
Accomplishments
- 2021 Prosperity Bank Best of the Best Award
- 2022 Prosperity Bank Best of the Best Award
- 2023 Prosperity Bank Spirit Award
Certification
- Banking Officer
- Notary Public of the State of Oklahoma
Timeline
Assistant Credit Analyst
Prosperity Bank
03.2022 - Current
Commercial Lending Assistant
Prosperity Bank
07.2021 - Current
Bachelor of Science - Finance
University of Central Oklahoma
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